CFPB – Page 104 – Regulatory Report

What's up

[ March 4, 2026 ] Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’ The Fed
[ March 3, 2026 ] NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more NCUA
[ March 3, 2026 ] Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks OCC
[ March 2, 2026 ] NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June NCUA
[ March 2, 2026 ] IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’ Other

Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold

January 29, 2019 0

Title: Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold Subject: Reg C Agency: CFPB Status: Final rule Summary: The Bureau of Consumer Financial Protection (Bureau) is amending the official commentary that interprets the […]

Bureau report shows prepaid card complaints up, student loan complaints down

January 29, 2019 0

A rolling three-month comparison of consumer complaint volumes shows a 26% increase in the number of complaints about prepaid cards and notable declines in the number received regarding student loans and consumer credit reporting, a […]

Federal Register publishes CFPB, other notices delayed due to shutdown

January 29, 2019 0

The recent end to the partial federal government shutdown has freed the Federal Register to resume publication of federal agency rulemaking notices received over the past several weeks, among them two Consumer Financial Protection Bureau (CFPB) […]

Payment processes, struggles to pay led consumer complaints about mortgages in bureau ‘snapshot’

January 29, 2019 0

“Trouble during payment process” and “struggling to pay mortgage” were the leading complaints consumers had about mortgages between November 2016 and October 2018, the federal consumer financial protection agency said in a “snapshot” Tuesday – […]

Kraninger names new members of senior staff at consumer bureau, replacing some

January 25, 2019 0

A shake-up of senior staff of the federal consumer financial protection agency was announced late Friday, as new Director Kathleen (“Kathy”) Kraninger took steps to make her own mark on the agency. The Consumer Financial […]

Bureau fines online payday lender $3.2 million for illegal debiting, more

January 25, 2019 0

A settlement between Enova International, Inc., an online lender that extends unsecured payday and installment loans, and lines of credit based in Chicago, Ill., and the Consumer Financial Protection Bureau (CFPB) requires Enova to pay a […]

60 comments posted by FDIC on its small-dollar lending RFI; no official word yet on CFPB payday rule

January 24, 2019 0

There’s been no word yet, as of press time, from the Consumer Financial Protection Bureau (CFPB) on future plans for its payday lending rule, but the Federal Deposit Insurance Corp. (FDIC) website shows 60 letters […]

64% of servicemember complaints to bureau related to consumer reporting, debt collection

January 24, 2019 0

Credit or consumer reporting and debt collection continue to be the most-complained-about consumer financial products or services reported by military servicemembers, according to a report released Thursday by the federal consumer financial protection agency. In […]

Financial regulators face delays getting rules published in Federal Register during shutdown

January 23, 2019 0

A handful of final rules were announced in recent weeks by federal financial regulators to update thresholds for 2019 mortgage data collection, escrow requirements for high-cost mortgages, consumer loan and lease disclosures, and civil money […]

For allegedly swindling veterans on pensions, broker banned permanently – and ordered to pay $1

January 23, 2019 0

A broker allegedly offering high-interest credit to veterans has been permanently banned from (among other things) arranging agreements between veterans and third parties under which the veteran purports to sell a future right to an […]

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Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’

March 4, 2026 0

While economic activity increased slightly in seven of 12 Federal Reserve Districts in the last month, it fell or was flat in the remaining five – up from four in the previous reporting period, the agency said Wednesday. In its [...]
NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more

March 3, 2026 0

The federal credit union regulator is seeking comments by June 1 on five categories of regulations and whether they are outdated, unnecessary, or unduly burdensome, according to a notice Tuesday in the Federal Register. The National Credit Union Administration (NCUA) [...]
Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks

March 3, 2026 0

A rule regarding fair lending data was rescinded, and another amended related to licensing requirements for community banks, by the national bank regulator Tuesday which said the aim of both was to reduce regulatory burden. The Office of the Comptroller [...]
NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June

March 2, 2026 0

A published overview on fourth-quarter results for the National Credit Union Share Insurance Fund (NCUSIF) shows the fund closing 2025 with an equity ratio equal to 1.3% of total insured shares, up 2 basis points from June 2025 but 3 [...]
IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’

March 2, 2026 0

Two pages on interest rate risk (IRR) analysis will now be featured in the Uniform Bank Performance Report (UBPR), used by banks and other financial institutions, to improve its readability, the umbrella group for federal financial institution regulators said Monday. [...]
OCC publishes 24 banks’ CRA ratings, all ‘outstanding’ or ‘satisfactory’

March 2, 2026 0

The national bank regulator found nine banks to be “outstanding” and 15 to be “satisfactory” for compliance with the anti-redlining Community Reinvestment Act (CRA), according to ratings announced Monday that became public in February, the agency said. The list released [...]
New bank for investment firm Edward Jones wins federal insurance for Utah industrial charter

February 27, 2026 0

An investment firm with more than $2.2 trillion in assets under management has been awarded deposit insurance for a new industrial bank it has chartered in Salt Lake City, the federal bank deposit insurance agency said Friday. According to the [...]
OCC: Final rule clarifies national trust banks may engage in non-fiduciary activities

February 27, 2026 0

A final rule that aligns regulatory language with related language in underlying statute clarifies that national trust banks may engage in non-fiduciary activities, the national bank regulator announced in a bulletin Friday. The final rule, effective April 1, was issued [...]
Former tellers prohibited following scheme to launder illicit drug proceeds through bank’s vault

February 27, 2026 0

Two Indiana bankers – who both worked for the same bank in Covington, Ind. – were prohibited from further work in a financial institution after pleading guilty to laundering more than $1.6 million of illicit drug sales proceeds, the federal [...]