CFPB

What's up

[ February 13, 2026 ] FinCEN pares down beneficial ownership reporting requirements as effort to ‘modernize’ BSA Other
[ February 13, 2026 ] NCUA doubles max amount for newly chartered CU, urgent needs grants NCUA
[ February 13, 2026 ] Exam council shrinks uniform report peer groups from 12 to three for smaller banks Other
[ February 13, 2026 ] Whistleblowers on BSA, sanctions can use new website; Treasury tightens scrutiny on MSBs Other
[ February 12, 2026 ] Agencies release stress test scenarios with 28 variables for ’26; submissions due by April 5 FDIC

GAO stands by report on reorg status of CFPB in face of stonewalling by bureau

February 9, 2026 0

Stonewalling by the federal consumer financial protection agency of the congressional watchdog is outlined in a report issued publicly Monday by the watchdog agency – which includes the comment “we stand by the accuracy of […]

‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes

January 16, 2026 0

Citing “operational constraints,” the federal consumer financial protection agency Friday said it would discontinue as of Jan. 20 an email service alerting users of changes to Home Mortgage Disclosure Amendment (HMDA) requirements, the agency said. […]

Noting filing season for HMDA data is open, Bureau notes ‘timely’ deadline of March 2 for submissions and tips

January 13, 2026 0

Submission of Home Mortgage Disclosure Act (HMDA) data will be considered “timely” if received by March 2, the federal consumer financial protection agency reminded Tuesday. In a message to financial institutions and other lenders, the […]

CFPB, DOJ team up to allow discrimination of some credit applicants based on their immigration, citizenship status

January 12, 2026 0

A credit applicant’s immigration or citizenship status will be considered when determining what rights they have under federal regulations with respect to repayment, the federal consumer financial protection agency said Monday, overturning a policy adopted […]

CFPB adjusts HMDA, TILA asset-size thresholds for 2026

January 7, 2026 0

The asset-size thresholds for institutions subject to Home Mortgage Disclosure Act (HMDA) reporting and Truth in Lending Act (TILA) escrows (for higher-priced mortgage loans) are higher as of Wednesday, according to two Federal Register notices. […]

CFPB ends silence; provides ‘tips, reminders’ for 2026 HMDA filings

January 6, 2026 0

Reminders and tips for 2026 Home Mortgage Disclosure Act (HMDA) filings were issued Tuesday by the federal consumer financial protection agency, which also noted some updates to file locations. The Consumer Financial Protection Bureau (CFPB) […]

3 CFPB records systems under revision to allow Treasury payments screening access

December 22, 2025 0

Three notices of records system modifications by the Consumer Financial Protection Bureau (CFPB) would implement a March White House executive order that gives Treasury screening authority over payments by federal agencies. The notices, published Monday […]

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FinCEN pares down beneficial ownership reporting requirements as effort to ‘modernize’ BSA

February 13, 2026 0

A requirement to identify and verify the beneficial owners of a legal entity customer each time the customer opens a new account has been removed for some banks by the Treasury’s financial crimes enforcement arm, it said Friday. The order [...]
NCUA doubles max amount for newly chartered CU, urgent needs grants

February 13, 2026 0

The federal credit union regulator is increasing its maximum award amount for grants available to low-income-designated credit unions from $7,500 to $15,000, the agency said Friday. The newly chartered and urgent needs grants come from the Community Development Revolving Loan [...]
Exam council shrinks uniform report peer groups from 12 to three for smaller banks

February 13, 2026 0

Banking industry consolidation leading to disappearing peer groups for bank examination purposes has led to changes to uniform performance reports by the umbrella group for federal financial regulators, the agency said Friday. The Federal Financial Institution Examination Council (FFIEC) said [...]
Whistleblowers on BSA, sanctions can use new website; Treasury tightens scrutiny on MSBs

February 13, 2026 0

Tips involving violations and conspiracies related to the Bank Secrecy Act (BSA), U.S. sanctions programs, and several other laws affecting financial system security may be entered through a new whistleblower website announced Friday by the Treasury’s financial crimes enforcement arm. [...]
Agencies release stress test scenarios with 28 variables for ’26; submissions due by April 5

February 12, 2026 0

Stress test scenarios for banks with $250 billion or more in assets were released Thursday by two federal banking regulators, with submissions due by April 5 and public release of the results required between June 15 and July 15. In [...]
Former bank employee barred for taking customer funds

February 12, 2026 0

A former relationship banker at Regions Bank, Birmingham, Ala., is barred from any future work in federally insured depository institutions under a February consent order with the Federal Reserve Board. The Fed, in the order released Thursday, said that Nicole [...]
Late to the game, credit union regulator issues proposal to allow for stablecoin issuers under GENIUS

February 11, 2026 0

Credit unions that want to become “permitted payment stablecoin issuers” will get that opportunity under a rule proposed Wednesday by their federal regulator, lagging other federal supervisors. The National Credit Union Administration (NCUA) said the proposal implements provisions of the [...]
Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank

February 10, 2026 0

Credit unions would have an easier path to convert to mutual savings banks (MSBs), and other changes, under the latest round of deregulation proposed by their federal regulator Tuesday. The National Credit Union Administration (NCUA), in what it said is [...]
FDIC gives more time to comment on GENIUS Act rule proposal

February 10, 2026 0

The comment period on a proposed rule issued setting procedures for insured, state-chartered nonmember banks or savings associations to seek federal approval to issue stable coins through a subsidiary is extended to May 18, the federal deposit insurer said. The [...]

GAO stands by report on reorg status of CFPB in face of stonewalling by bureau

‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes

Noting filing season for HMDA data is open, Bureau notes ‘timely’ deadline of March 2 for submissions and tips

CFPB, DOJ team up to allow discrimination of some credit applicants based on their immigration, citizenship status

CFPB adjusts HMDA, TILA asset-size thresholds for 2026

CFPB ends silence; provides ‘tips, reminders’ for 2026 HMDA filings

3 CFPB records systems under revision to allow Treasury payments screening access

Agencies – even CFPB — by law set various thresholds for fees, protections, appraisals

Bureau’s consumer advisory group to meet on fair lending/debanking

CFPB consumer advisory panel to hold first 2025 meeting Dec. 10, small dollar products on tap

FinCEN pares down beneficial ownership reporting requirements as effort to ‘modernize’ BSA

NCUA doubles max amount for newly chartered CU, urgent needs grants

Exam council shrinks uniform report peer groups from 12 to three for smaller banks

Whistleblowers on BSA, sanctions can use new website; Treasury tightens scrutiny on MSBs

Agencies release stress test scenarios with 28 variables for ’26; submissions due by April 5

Former bank employee barred for taking customer funds

Late to the game, credit union regulator issues proposal to allow for stablecoin issuers under GENIUS

Latest deregulation proposal would ease credit unions’ path to convert to mutual savings bank

FDIC gives more time to comment on GENIUS Act rule proposal