FDIC – Page 115 – Regulatory Report

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[ November 7, 2025 ] FDIC reduces consumer compliance exam, CRA eval frequency for most FDIC
[ November 6, 2025 ] Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed The Fed
[ November 6, 2025 ] Two banks in KS, MT consent to small fines for violations of flood insurance rules The Fed
[ November 6, 2025 ] FDIC offers banking reg relief to help storm-hit areas in AK, MN FDIC
[ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed

Two sets of FAQs – one for banks, one for their customers – released to address issues related to financial impact of coronavirus crisis

March 19, 2020 0

Two sets of frequently asked questions (FAQs) – one for financial institutions, one for consumers – about the financial impact of the coronavirus crisis were released Thursday by the federal insurer of bank deposits, including […]

Banking agencies issue rule allowing financial institutions to use new money market liquidity facility

March 19, 2020 0

Following up on the creation of a facility to shore up money market mutual funds, the federal banking agencies Thursday released an interim final rule that gives financial institutions the latitude to actually use the […]

Board gives green light for deposit insurance to pair of new banks, both serving customers via ‘net services

March 18, 2020 0

Two applications for deposit insurance from de novo industrial banks – primarily serving customers through Internet services – were approved by the board of the federal bank deposit insurer Wednesday, with one application approved on […]

FDIC to bank depositors: Your money remains safe; and look out for scammers

March 18, 2020 0

Amid concerns about the coronavirus pandemic, the federal bank deposit insurer on Wednesday issued a statement reminding Americans of the safety of their federally insured deposits and warning them against recent scams involving individuals pretending […]

Guidance for Resolution Plan Submissions of Certain Foreign-Based Covered Companies

March 18, 2020 0

Title: Guidance for Resolution Plan Submissions of Certain Foreign-Based Covered Companies Subject: Resolution plans Agency: FDIC, Federal Reserve Status: Proposed guidance Summary: The Board and the FDIC (together, the “agencies”) are inviting comments on proposed […]

Proposal would set conditions, commitments for certain filings by industrial banks – including those related to deposit insurance

March 18, 2020 0

Certain conditions and commitments for approval or non-objection to filings involving industrial banks or loan companies (ILCs) related to deposit insurance, change in control, or mergers would be imposed under a proposal issued Tuesday by […]

UPDATED: Agencies take significant actions over course of three days in response to coronavirus impact

March 17, 2020 0

Reactions by federal financial institution regulators – particularly the Federal Reserve – in response to the spread of the coronavirus’s financial impact over the past several days have been significant. Here’s a rundown with a […]

Fed, FDIC, OCC issue interim final rule making capital distribution restrictions, when triggered, more gradual

March 17, 2020 0

Federal banking regulators on Tuesday announced an interim final rule, issued for comment, that makes capital distribution restrictions for firms experiencing a decline in capital more gradual, the aim being to help encourage continued lending […]

With coronavirus in mind, FDIC suspends early retirement/separation programs, imposes mandatory telework for staff

March 16, 2020 0

The federal bank deposit insurer on Monday announced steps it’s taking amid ongoing concerns regarding the coronavirus, including the cancellation of Tuesday’s open board meeting and suspension of its early retirement and separation programs announced […]

FDIC Board cancels Tuesday’s open meeting, will act by notation vote instead

March 16, 2020 0

The Federal Deposit Insurance Corp. (FDIC) on Monday canceled Tuesday’s open meeting and said the board will instead act by notation vote and announce results after. The board will be considering a proposal related to […]

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FDIC reduces consumer compliance exam, CRA eval frequency for most

November 7, 2025 0

A revised consumer compliance examination manual provides for less-frequent consumer compliance exams for most supervised banks, the Federal Deposit Insurance Corp. (FDIC) said in a Financial Institution Letter (FIL) Friday. The agency said its updated manual also establishes a new [...]
Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed

November 6, 2025 0

Finalized changes to the supervisory rating framework for large bank holding companies were released by the Federal Reserve late Wednesday, which were proposed by a divided agency board. The Fed said the revised rating framework “more accurately reflect the strength [...]
Two banks in KS, MT consent to small fines for violations of flood insurance rules

November 6, 2025 0

Relatively small fines were assessed to two small banks in Montana and Kansas, the Federal Reserve said Thursday, for penalties related to violations of flood insurance regulations. The Fed said that The Halstead Bank of Halstead, Kansas, and Belt Valley [...]
FDIC offers banking reg relief to help storm-hit areas in AK, MN

November 6, 2025 0

Eased regulatory requirements for banks serving areas hit by storms last month in Alaska and this June in Minnesota were announced Thursday by the Federal Deposit Insurance Corp. (FDIC). In two Financial Institution Letters (FILs), the FDIC pointed to the [...]
Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

November 3, 2025 0

Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

November 3, 2025 0

Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
Agency reminds of grant availability for low-income credit unions

November 3, 2025 0

Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]