Regulatory Capital Rule: Temporary Changes to the Community Bank Leverage Ratio Framework

Temporary changes to the community bank leverage ratio framework
Subject: CBLR framework
Agency: FDIC, Federal Reserve, OCC
Status: Final rule

The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are adopting as final the revisions to the community bank leverage ratio framework made under two interim final rules issued in the Federal Register on April 23, 2020. The final rule adopts these interim final rules with no changes. Under the final rule, the community bank leverage ratio will remain 8 percent through calendar year 2020, will be 8.5 percent through calendar year 2021, and will be 9 percent thereafter. The final rule also maintains a two-quarter grace period for a qualifying community banking organization whose leverage ratio falls no more than 1 percentage point below the applicable community bank leverage ratio requirement.

FR Doc: 2020-19922
Date proposed:
Comments due date: June 8, 2020
Final rule effective date:

Nov. 9, 2020

Rule compliance date:
Agency release:

Related Reg Report item(s):

45-day comment period to open on temporary rule lowering CBLR