Title: Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements Subject: Juneteenth; closed-end mortgages Agency: FDIC Status: Interpretive rule Summary: The Bureau of Consumer Financial Protection (Bureau) is […]
A suite of new systems and software tools that federally insured credit unions and federal and state examiners will use for examinations and their follow-up, and more, was detailed in a Letter to Credit Unions […]
Eight teams with members from banking, philanthropy, and other fields will participate in a “tech sprint” to explore how community banks can meet the needs of the unbanked and will present their findings in September, […]
A “pattern or practice” of violations of the regulation that implements the National Flood Insurance Act (NFIA) drew combined civil money penalties of $82,000 for South Shore Bank of Weymouth, Mass., and Dime Community Bank […]
Credit card account limits declined overall during the pandemic – the largest declines being for high-credit-score borrowers – though a spike in account closures early in the pandemic began a decline after May 2020 that […]
Revised guidance on effective authentication and access risk management principles and practices related to digital banking services and information systems was issued Wednesday by the umbrella Federal Financial Institutions Examination Council (FFIEC). The guidance replaces […]
A webinar to discuss the importance of supplier diversity, and how credit unions can implement a supplier diversity program, is scheduled later this month by the federal credit union regulatory agency, according to an email […]
The president’s nomination of Todd Harper, currently chairman of the National Credit Union Administration (NCUA) Board, to a full term on that board went to the Senate Tuesday, according to a White House announcement. The […]
Information received from 16 large mortgage servicers this spring to identify areas of risk in servicers’ COVID-19 pandemic response suggests some delinquent borrowers aren’t getting the help they are due, the federal consumer financial protection […]
Papers to support a discussion of recent research in consumer finance among financial regulators, academics, and the private sector are being sought for the 11th Consumer Research Symposium slated March 11, 2022, in Arlington, Va. […]
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