Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday.
In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corp. (FDIC) said the banks earning the highest scores for their compliance with the law were:
By the OCC:
- Midwest National Bank, Sandoval, Ill.
- The First National Bank of Okawville, Okawville, Ill.
- Investar Bank, National Association, Baton Rouge, La.
- Carver Federal Savings Bank, New York, N.Y.
- FSNB, National Association, Lawton, Okla.
- Synchrony Bank, Draper, Utah.
By the FDIC:
- Vermont State Bank, Vermont, Ill.
- State Savings Bank, Bedford, Iowa.
- BankIowa, Cedar Rapids, Iowa
- Citizens Bank, Butler, Mo.
The FDIC ratings were assigned in August (for a total of 60); the OCC ratings were made public in October (for 16 total).
The remaining 66 banks all earned ratings of “satisfactory” for their compliance with CRA. No banks earned the lowest ratings of “needs improvement” or “substantial noncompliance.”
Monthly List of Banks Examined for CRA Compliance – November 2025
OCC Releases CRA Performance Evaluations for 16 National Banks and Federal Savings Associations
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