Mortgage lenders’ 2020 HMDA loan-level data available online now

Data from about 4,400 Home Mortgage Disclosure Act (HMDA) modified loan application register (LAR) filers for 2020 is available now via the Federal Financial Institutions Examination Council’s (FFIEC) HMDA platform.

The 2020 published data contains loan-level information filed by financial institutions, modified to protect privacy, according to an announcement by the Consumer Financial Protection Bureau (CFPB).

The data is made available online by March 31. The bureau noted that while users before could only obtain LAR data by making requests to specific institutions, that data is available now directly via the FFIEC HMDA platform.

The bureau said the 2020 data will be available in other forms later this year to provide users insights into the data, including a nationwide loan-level dataset. That dataset will provide:

  • all publicly available data from all HMDA reporters;
  • aggregate and disclosure reports with summary information by geography and lender; and
  • the HMDA Data Browser to allow users to create custom datasets and reports.

The CFPB said it will also publish a Data Point article highlighting key trends in the annual data.

2020 HMDA Data on Mortgage Lending Now Available

2020 modified LAR data (FFIEC)