Beta platform for 2021 HMDA data available for testing, CFPB says

The beta release of the Home Mortgage Disclosure Act (HMDA) platform for data collected in 2021 is available now for testing, the Consumer Financial Protection Bureau (CFPB) said in a notification Monday.

The beta platform can be used by financial institutions to determine whether their sample loan/application register (LAR) data comply with the reporting requirements outlined in the filing instructions guide (FIG) for HMDA data collected in 2021, the bureau said.

To access the 2021 Beta Platform, financial institutions can use their login credentials from the 2020 filing period or, if they have not previously filed data, establish log-in credentials, and upload sample 2021 HMDA files to perform validation on their data, the bureau said. The bureau will continue to add functionality to the 2021 beta platform during the testing period, it said. It emphasized the beta platform is for testing purposes only and that no data submitted on it will be considered for HMDA data reporting compliance.

To use the 2021 beta platform and to file HMDA data collected in 2021, financial institutions must have a legal entity identifier (LEI) which uniquely identifies the institution, the bureau said, and the LEI must be recognized by the HMDA platform. Institutions that plan to file 2021 HMDA data but that are not registered for an LEI are instructed by the bureau to visit the Global LEI Foundation for ( for information on obtaining an LEI.

Beta HMDA platform (select “2021” from dropdown after logging in)

2021 FIG