A reference chart that breaks down and describes, one by one, the data points required to be collected and reported by lenders in 2021 under the Home Mortgage Disclosure Act (HMDA), and provides filing instructions for each, has been published by the Consumer Financial Protection Bureau (CFPB).
The chart, announced in an email notification from the bureau Monday, includes all the data points required under Regulation C amendments issued Oct. 15, 2015, Aug. 24, 2017, Oct. 10, 2019, and April 16, 2020. It includes relevant regulation and commentary sections, incorporates information found in Section 4.2.2 of the 2021 Filing Instructions Guide (FIG), and provides when to report information as “not applicable” or “exempt.”
Filing instructions guide for HMDA data collected in 2021 (October 2020)