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  • [ July 24, 2026 ] FDIC updates consumer compliance exam manual FDIC
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FDIC

UPDATED: FDIC action on 3 final rules next week: Volcker rule, swap margin, interest rates

June 19, 2020 0

Final rules on the covered funds provisions of the Volcker Rule, swap margin requirements, and federal interest rate authority are slated by the federal bank deposit insurer next Thursday. The Federal Deposit Insurance Corp. (FDIC) […]

FDIC

State banks would see clarification for ‘valid when made’ guideline under proposal

November 19, 2019 0

The federal insurer of bank deposits Tuesday proposed its own regulation to clarify the “valid-when-made” rule for state banks, an action taken by its sister regulator, the supervisor of national banks, the day before. The […]

OCC

Clarification of ‘valid-when-made’ rule (Permissible interest on loans that are sold, assigned, or otherwise transferred)

November 19, 2019 0

Title: Permissible interest on loans that are sold, assigned, or otherwise transferred Subject: Valid when made Agency: OCC Status: Final rule Summary: Federal law establishes that national banks and savings associations (banks) may charge interest […]

OCC

Proposal aims to clarify ‘valid-when-made’ rule made murky under Madden decision

November 18, 2019 0

An interest rate on a consumer loan purchased from a bank by a nonbank would continue to be valid after the loan is transferred, essentially overturning the so-called “Madden decision,” the federal regulator of national […]

Today

  • FDIC updates consumer compliance exam manual

    July 24, 2026 0
    Updates to violation codes, Truth in Lending Act (TILA) thresholds, Home Mortgage Disclosure Act (HMDA) loan-volume thresholds and more are reflected in the July iteration of the federal bank deposit insurer’s Consumer Compliance Examination Manual (CEM). The Federal Deposit Insurance [...]
  • UPDATED: Proposal reveals weekly, quarterly reporting forms for banks becoming permitted payment stablecoin issuers

    July 17, 2026 0
    Updated for Federal Register notice and comment deadline. Weekly and quarterly reporting forms that must be completed by permitted payment stablecoin issuers (PPSI) have been proposed by the federal bank deposit insurance agency, it said Friday. The Federal Deposit Insurance [...]
  • OCC updates examiner booklet on allowances for credit losses

    July 17, 2026 0
    An updated Comptroller’s Handbook booklet on allowances for credit losses (ACL) was issued Friday by the national bank regulator, which rescinded previous guidance. The update is version 2.0 of the “Allowances for Credit Losses” booklet  of the handbook, published by [...]

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