TSR – Regulatory Report

What's up

[ December 8, 2025 ] New credit union, third this year, will provide lending, saving to CA underserved area FDIC
[ December 8, 2025 ] Three banks ‘outstanding,’ three others ‘need improvement,’ FDIC says in latest CRA report FDIC
[ December 5, 2025 ] Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’ FDIC
[ December 5, 2025 ] OCC rescinds, replaces 2023 venture loan guidance for banks OCC
[ December 5, 2025 ] Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’ The Fed

Bureau files against debt-relief and debt-settlement firms, owner; alleges illegal advance fees, deceptive tactics

November 6, 2020 0

A complaint against a debt-relief firm, debt-settlement firm, and the owner of both was filed Thursday by the Consumer Financial Protection Bureau (CFPB), which alleges one of the firms and the owner charged illegal advance […]

Consumer bureau sues Monster Loans, student loan debt-relief operators over fair credit reporting violations, illegal fees

January 9, 2020 0

Several firms and individuals involved in offering student loan debt-relief services were sued Thursday by the Consumer Financial Protection Bureau (CFPB), which claims the parties illegally obtained consumer reports, charged at least $15 million in […]

New credit union, third this year, will provide lending, saving to CA underserved area

December 8, 2025 0

A new credit union will soon be offering financial services – including mortgages and home equity loans — to its membership in the Bay Area of California, its federal regulator said Monday. The charter for Haven Federal Credit Union(FCU) – [...]
Three banks ‘outstanding,’ three others ‘need improvement,’ FDIC says in latest CRA report

December 8, 2025 0

Three banks earned ratings of “outstanding” for their compliance with anti-redlining rules in results of examinations in September, the federal bank deposit insurance agency said Friday. However, three other banks earned ratings of “needs improvement” and the remaining 52 banks [...]
Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’

December 5, 2025 0

Recission of guidance issued 12 years ago on leveraged lending was announced Friday by two federal banking regulators, who called it “overly restrictive” and impeding banks’ “risk management principles that guide their other business decisions,” the agencies said in joint [...]
OCC rescinds, replaces 2023 venture loan guidance for banks

December 5, 2025 0

The national bank regulator on Friday issued an updated guidance bulletin on “venture loans” to “reflect the OCC’s policy of not discouraging banks from engaging in prudent venture lending activities.” Bulletin 2025-45, “Commercial Lending: Venture Loans to Companies in an Early, [...]
Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’

December 5, 2025 0

With check use steadily declining, check fraud rising, and digital payment methods growing in availability and use, the Federal Reserve wants the public to weigh in on the future of Reserve Banks’ check services, the agency said late Thursday. That [...]
Alleged forgery on approval documents leads to banker’s prohibition

December 5, 2025 0

Forged signatures on certain approval documents have led a former worker at a Columbus, Ga., bank to be prohibited from further service at financial institutions, the Federal Reserve said Friday. According to the Fed, Julio A. Gonzalez, a former universal [...]
Fed expects modest fees increase in 2026 for check clearing, ACH, instant payments

December 5, 2025 0

An estimated 0.9% average price increase for established, mature services such as check clearing, automated clearing house (ACH) transactions and instant payments (among others) will be in effect for 2026, the Federal Reserve said late Thursday. In a release announcing [...]
Credit unions see 3Q increases in net worth, ROAA; delinquencies higher

December 5, 2025 0

Credit unions posted increases across a wide variety of performance metrics in the third quarter, their federal regulator said Friday, compared to the same period one year earlier. Those included, the National Credit Union Administration (NCUA) said, a net worth [...]
FSOC plans meeting with discussions on nonbank determinations – and more

December 5, 2025 0

An update on interpretive guidance on nonbank financial company determinations is among the items on the agenda for the multi-federal financial regulators’ meeting set for next week, the Treasury Department said Friday. The meeting of the Financial Stability Oversight Council [...]