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What's up
  • [ January 20, 2026 ] Agency conserves tiny Arkansas credit union, sending members to another for services (but no drive-through) NCUA
  • [ January 16, 2026 ] ‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes CFPB
  • [ January 16, 2026 ] FDIC Board to consider changes to MSDs at Jan. 22 meeting FDIC
  • [ January 16, 2026 ] NCUA Board meets Jan. 22 for briefings on CLF budget, proposed rule on dependent-care cost reimbursement NCUA
  • [ January 15, 2026 ] Banker prohibited after charges of embezzling more than $800k to allegedly cover foreign exchange bets OCC
HomeTILA/RESPA

TILA/RESPA

CFPB

Interpretive rule attempts to clarify impact of new (and sudden) Juneteenth holiday on mortgage rule requirements

August 5, 2021 0

Whether the new federal holiday of Juneteenth (marked for the first time as a federally observed break this past June) counts as a business day or federal holiday for purposes of mortgage rescissions and disclosures […]

FDIC

TILA consumer compliance violations topped the list in 2020, report finds

March 31, 2021 0

Violations of truth in lending rules were at the top of the top five violations of consumer protection laws in 2020 among banks, the federal insurer of bank deposits said Wednesday in releasing its annual […]

FDIC

Reg burden, CECL standard, ‘know before you owe’ rules top three reg complaints received by FDIC ombudsman last year

September 23, 2019 0

The “regulatory burden,” new accounting standards for expected credit losses, and issues related to “know before you owe” mortgage disclosures were the top 2018 complaints – or “constructive feedback” – received by the ombudsman for the federal […]

CFPB

‘Semi-annual report’ sketches out proposed, final rules upcoming from consumer bureau

November 13, 2018 0

At least five proposed rules and three final regulations will be issued by the federal consumer financial protection agency in the coming months, according to a report posted publicly late last week. According to the […]

CFPB

Mortgage disclosure ‘black hole’ fix effective June 1

May 10, 2018 0

A final rule removing a timing restriction for mortgage closing disclosures – referred to within the industry as a TILA/RESPA “black hole” – that could prevent a lender from charging otherwise valid closing cost increases is set […]

Federal financial regulatory legislation

House next stop for Senate-passed roll-back of some Dodd-Frank reforms; Trump indicates interest in House view

March 15, 2018 0

A bill rolling back several provisions of the 2010 Dodd-Frank financial reform law passed the Senate Wednesday evening on a vote of 67-31 and is headed to the House, where it could be revised further […]

Today

  • Agency conserves tiny Arkansas credit union, sending members to another for services (but no drive-through)

    January 20, 2026 0
    Resolving “issues affecting the credit union’s operations” was the stated basis for conservation of a small Arkansas credit union late last week, the federal regulator said, and indicated member services would now be provided by another credit union in the [...]
  • ‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes

    January 16, 2026 0
    Citing “operational constraints,” the federal consumer financial protection agency Friday said it would discontinue as of Jan. 20 an email service alerting users of changes to Home Mortgage Disclosure Amendment (HMDA) requirements, the agency said. The Consumer Financial Protection Bureau [...]
  • FDIC Board to consider changes to MSDs at Jan. 22 meeting

    January 16, 2026 0
    Changes to guidelines for appeals of material supervisory determinations (MSDs) will be under consideration by the board of the federal bank deposit insurance agency when it meets Jan. 22, the agency said late Thursday. The Federal Deposit Insurance Corp. (FDIC) [...]
  • NCUA Board meets Jan. 22 for briefings on CLF budget, proposed rule on dependent-care cost reimbursement

    January 16, 2026 0
    Briefings on the 2026-27 budget of the agency’s Central Liquidity Facility (CLF) for credit unions and on a proposed rule on reimbursement of dependent-care expenses are the two items slated for the Jan. 22 open meeting of the National Credit [...]

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