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What's up
  • [ February 26, 2026 ] OCC issues GENIUS proposal of its own, catching up with other regulators OCC
  • [ February 25, 2026 ] FinCEN solicits nominations to BSA advisory panel Other
  • [ February 24, 2026 ] Although net income fell in Q4, banks ended 2025 with four-year high ROA; lending rises FDIC
  • [ February 24, 2026 ] UPDATED: Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules NCUA
  • [ February 24, 2026 ] Banks no longer required by FinCEN to ‘give us some SKN’ on suspicious activity reports Other
HomeSupervision and Regulatory Report

Supervision and Regulatory Report

The Fed

Delinquency rates on rise for CRE, some consumer loans, Fed supervision report finds

November 15, 2024 0

Delinquency rates for some commercial real estate (CRE) loans and some consumer loans have increased to above pre-pandemic levels, and banks have boosted the allowance for credit losses in anticipation of further deterioration in asset […]

The Fed

Despite some declines in fixed-rate assets, banks doing well, Fed reports; agency continues to watch CRE, consumer lending

November 10, 2023 0

Despite some banks seeing “sizeable declines” in the fair value of some of their fixed-rate assets because of interest rate increases, the nation’s banks are sound overall, and most banks continue to report capital levels […]

The Fed

Fed report asserts supervisors ‘redoubling efforts’ to address rising risks within banking

May 17, 2023 0

Banking supervisors are “redoubling their efforts” to assess banks’ preparedness for emerging credit, liquidity, and interest rate risks in the wake of rising interest rates, declining securities values and the recent failure of three large, […]

No Picture
The Fed

Banking system financially sound, though credit risk rising, Fed report finds

November 10, 2022 0

The banking system remains financially sound in the face of a changing economy, the Federal Reserve said Thursday, but it also noted that credit risk has increased as exhibited by increased credit loss provisions by […]

No Picture
The Fed

Banking remains strong, but cybersecurity, prime brokerage services, credit risks (and more) continue to bedevil, report finds

May 6, 2022 0

Though the banking system remains strong overall, with robust capital and liquidity and improved asset quality, issues such as cybersecurity, prime brokerage services and credit and other risks either remain or are emerging as concerns […]

COVID-19 actions

COVID-19 spurred 32 actions by Fed over two months, supervision/reg report shows

May 8, 2020 0

The Federal Reserve, in number, matched a year’s worth of regulatory actions over just two months’ time in its efforts to help banking institutions and their customers withstand the financial impacts of the coronavirus (COVID-19) […]

Today

  • FinCEN solicits nominations to BSA advisory panel

    February 25, 2026 0
    Treasury’s financial crimes enforcement arm is seeking nominations of eligible organizations – including smaller financial institutions subject to the Bank Secrecy Act (BSA) and entities that can share insights on BSA framework modernization and implementation of the GENIUS Act – [...]
  • Although net income fell in Q4, banks ended 2025 with four-year high ROA; lending rises

    February 24, 2026 0
    Even though banks saw their net income drop in the final quarter of 2025, they did report a four-year high return on assets (ROA) ratio of 1.24%, according to fourth quarter numbers released Tuesday by the federal bank deposit insurance [...]
  • UPDATED: Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules

    February 24, 2026 0
    Six credit union deregulation proposals – including ones dealing with issues related to loan commissions and post-election training for new board members – are included in the sixth round of such offerings by the federal credit union regulator, issued Tuesday. [...]
  • Banks no longer required by FinCEN to ‘give us some SKN’ on suspicious activity reports

    February 24, 2026 0
    Banks will no longer have to file suspicious activity reports (SARs) with the term “SKN Passport” in the narrative for transactions involving investors in the Caribbean nation of St. Kitts and Nevis, the Treasury’s financial crimes arm said Tuesday. The [...]

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