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What's up
  • [ February 25, 2026 ] FinCEN solicits nominations to BSA advisory panel Other
  • [ February 24, 2026 ] Although net income fell in Q4, banks ended 2025 with four-year high ROA; lending rises FDIC
  • [ February 24, 2026 ] UPDATED: Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules NCUA
  • [ February 24, 2026 ] Banks no longer required by FinCEN to ‘give us some SKN’ on suspicious activity reports Other
  • [ February 18, 2026 ] Fastest-growing bank loan segment? Loans to non-bank financials (at a clip of nearly 22% annually), report finds FDIC
HomeSenior Credit Officer Opinion Survey

Senior Credit Officer Opinion Survey

The Fed

Lending faced tighter standards, weaker demand in 2nd quarter; outlook is for more of the same through the year

July 31, 2023 0

Tighter standards and weaker demand were reported by bankers for both commercial and consumer loans over the course of the second quarter, the Federal Reserve said in a report Monday. And it looks to bankers […]

The Fed

Fed’s senior credit officer survey checks the pulse on dealer financing terms from May-August for securities, OTC derivatives

September 24, 2020 0

A Federal Reserve survey conducted between Aug. 11 and Aug. 24 by the Federal Reserve show that price and nonprice terms on securities financing transactions and OTC (over-the-counter) derivatives from mid-May to August were generally […]

The Fed

Securities dealer financing terms tightened among respondents to Fed survey, report says

June 18, 2020 0

A “substantial fraction” of respondents to the Federal Reserve’s June survey of senior credit officers on dealer financing terms indicated having tightened price and nonprice terms on securities financing transactions and over-the-counter (OTC) derivatives across […]

Today

  • FinCEN solicits nominations to BSA advisory panel

    February 25, 2026 0
    Treasury’s financial crimes enforcement arm is seeking nominations of eligible organizations – including smaller financial institutions subject to the Bank Secrecy Act (BSA) and entities that can share insights on BSA framework modernization and implementation of the GENIUS Act – [...]
  • Although net income fell in Q4, banks ended 2025 with four-year high ROA; lending rises

    February 24, 2026 0
    Even though banks saw their net income drop in the final quarter of 2025, they did report a four-year high return on assets (ROA) ratio of 1.24%, according to fourth quarter numbers released Tuesday by the federal bank deposit insurance [...]
  • UPDATED: Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules

    February 24, 2026 0
    Six credit union deregulation proposals – including ones dealing with issues related to loan commissions and post-election training for new board members – are included in the sixth round of such offerings by the federal credit union regulator, issued Tuesday. [...]
  • Banks no longer required by FinCEN to ‘give us some SKN’ on suspicious activity reports

    February 24, 2026 0
    Banks will no longer have to file suspicious activity reports (SARs) with the term “SKN Passport” in the narrative for transactions involving investors in the Caribbean nation of St. Kitts and Nevis, the Treasury’s financial crimes arm said Tuesday. The [...]

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