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What's up
  • [ October 23, 2025 ] Public parts of ‘living wills’ for 15 large domestic, foreign banking companies released by agencies FDIC
  • [ October 21, 2025 ] With burgeoning volume, Fed considering new ‘payment accounts’ offering some, not all, benefits of agency services The Fed
  • [ October 20, 2025 ] Public hearing on NCUA budget set for Nov. 6; comment period extended NCUA
  • [ October 20, 2025 ] UPDATED: Credit union regulator joins bank brethren in aiming to codify elimination of ‘reputation risk’ NCUA
  • [ October 17, 2025 ] New national bank, based in Ohio and expected to focus on ‘digital asset activities,’ earns charter OCC
HomeSenior Credit Officer Opinion Survey

Senior Credit Officer Opinion Survey

The Fed

Lending faced tighter standards, weaker demand in 2nd quarter; outlook is for more of the same through the year

July 31, 2023 0

Tighter standards and weaker demand were reported by bankers for both commercial and consumer loans over the course of the second quarter, the Federal Reserve said in a report Monday. And it looks to bankers […]

The Fed

Fed’s senior credit officer survey checks the pulse on dealer financing terms from May-August for securities, OTC derivatives

September 24, 2020 0

A Federal Reserve survey conducted between Aug. 11 and Aug. 24 by the Federal Reserve show that price and nonprice terms on securities financing transactions and OTC (over-the-counter) derivatives from mid-May to August were generally […]

The Fed

Securities dealer financing terms tightened among respondents to Fed survey, report says

June 18, 2020 0

A “substantial fraction” of respondents to the Federal Reserve’s June survey of senior credit officers on dealer financing terms indicated having tightened price and nonprice terms on securities financing transactions and over-the-counter (OTC) derivatives across […]

Today

  • Public parts of ‘living wills’ for 15 large domestic, foreign banking companies released by agencies

    October 23, 2025 0
    Resolution plans – also known as “living wills” — for five domestic and 10 foreign large banking organizations were released by federal banking regulators Thursday, which were submitted by the firms as required on Oct. 1. The Federal Reserve and [...]
  • With burgeoning volume, Fed considering new ‘payment accounts’ offering some, not all, benefits of agency services

    October 21, 2025 0
    New “payment accounts” – referred to by a key sponsor as “skinny master accounts” – are under consideration by the Federal Reserve to deal with the anticipated influx of digital assets and other pressures on the payment systems, a Fed [...]
  • Public hearing on NCUA budget set for Nov. 6; comment period extended

    October 20, 2025 0
    A public hearing on the proposed 2026-2027 budget of the National Credit Union Administration (NCUA) is slated for 1 p.m. eastern Nov. 6. The deadline for comments from the public has also been extended from Oct. 24 to Nov. 7, [...]
  • UPDATED: Credit union regulator joins bank brethren in aiming to codify elimination of ‘reputation risk’

    October 20, 2025 0
    Updated for published Federal Register notice and comment deadline. Codifying the elimination of reputation risk from the supervisory program of the federal credit union regulator is the aim of a notice of proposed rulemaking unveiled Monday by the agency. The [...]

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