risk management principles – Regulatory Report

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[ January 15, 2026 ] Banker prohibited after charges of embezzling more than $800k to allegedly cover foreign exchange bets OCC
[ January 15, 2026 ] Former Texas loan officer banned after allegations of mortgage fraud of at least $1.7 million The Fed
[ January 15, 2026 ] NCUA highlights risk-focused exams, lending, more in 2026 supervisory priorities letter NCUA
[ January 14, 2026 ] Economic activity picks up – but so do prices, as higher income buyers indulge, but lower income purchasers ‘price sensitive’ The Fed
[ January 14, 2026 ] FinCEN, Treasury attempt to clarify order aimed at Minnesota banks over fraud claims with FAQs Other

OCC details SBA lending risk management principles in bulletin

August 5, 2021 0

A bulletin for banks and examiners that conveys sound risk management principles related to engagement with Small Business Administration (SBA) guaranteed lending programs was issued Thursday by the Office of the Comptroller of the Currency […]

Banker prohibited after charges of embezzling more than $800k to allegedly cover foreign exchange bets

January 15, 2026 0

A Union City, Calif., banker – alleged to have embezzled more than $800,000 from a Wells Fargo Bank branch over about eight months to cover bets on foreign exchange — has been prohibited from further service in federally insured financial [...]
NCUA highlights risk-focused exams, lending, more in 2026 supervisory priorities letter

January 15, 2026 0

With a release reiterating the agency’s stance of “no regulation by enforcement,” the federal credit union regulator this week issued its 2026 supervisory priorities, addressing areas such as credit unions’ balance sheet management, rate sensitivity, payments system risks and more. [...]
Economic activity picks up – but so do prices, as higher income buyers indulge, but lower income purchasers ‘price sensitive’

January 14, 2026 0

Economic activity picked up over the last month – but so did prices, according to the latest gauge of the economy published Wednesday by the Federal Reserve. In its latest Beige Book, the Fed noted that overall economic activity rose [...]
FinCEN, Treasury attempt to clarify order aimed at Minnesota banks over fraud claims with FAQs

January 14, 2026 0

“Frequently asked questions” (FAQs) about the order aimed at Minnesota financial institutions were released late Tuesday by the Treasury Departments anti-financial crimes arm. The FAQs address the “Geographic Targeting Order” (GTO) issued Jan. 9 by the Treasury, the Financial Crimes [...]
NCUA proposes 4 rule rescissions addressing nondiscrimination, service to underserved areas, more

January 13, 2026 0

One rule and three interpretive rulings the agency considers to be obsolete and duplicative are slated for rescission in its third round of its deregulation proposals, it said Tuesday. The National Credit Union Administration (NCUA) last year announced a regulatory [...]
Hill sworn in for 5-year term as FDIC chairman, removing ‘acting’ from title

January 13, 2026 0

Removing the “acting” from his name, Travis Hill was sworn in as the 23rd chairman of the board of the federal deposit insurance agency Tuesday, the agency said. He was confirmed by the Senate to the position Dec. 18. He [...]
Noting filing season for HMDA data is open, Bureau notes ‘timely’ deadline of March 2 for submissions and tips

January 13, 2026 0

Submission of Home Mortgage Disclosure Act (HMDA) data will be considered “timely” if received by March 2, the federal consumer financial protection agency reminded Tuesday. In a message to financial institutions and other lenders, the Consumer Financial Protection Bureau (CFPB) [...]
CFPB, DOJ team up to allow discrimination of some credit applicants based on their immigration, citizenship status

January 12, 2026 0

A credit applicant’s immigration or citizenship status will be considered when determining what rights they have under federal regulations with respect to repayment, the federal consumer financial protection agency said Monday, overturning a policy adopted in 2023. According to the [...]
Credit risk ‘remains moderate’ for large, syndicated bank loans, annual report finds

January 12, 2026 0

Credit risk associated with large, syndicated bank loans remains moderate, which includes a decrease in the percentage of loans that deserve management’s close attention, according to a report issued Monday by federal banking agencies. According to the three agencies, the [...]