Overall affordability of homes declined significantly in 2022, with borrowers spending more of their income on mortgage payments and lenders more often denying applications for insufficient income, the federal consumer financial protection agency said Wednesday. […]
Banking sector stress and commercial and residential real estate (CRE, RRE) showed the largest growth in anticipated risk to U.S. financial stability, according to results of a survey by the Federal Reserve of conducted earlier […]
Neither the commercial real estate (CRE) nor the residential real estate markets pose a significant risk to the U.S. financial system in the foreseeable future, but growing weaknesses in both will be tested in a […]
A required review of credit risk retention requirements affecting federally insured banks and thrifts that securitize residential mortgage loans has been extended to Dec. 20 by federal banking, housing-finance, and securities regulators. The credit risk […]
Mortgage performance at banks improved slightly in 2019 from the year before, the federal regulator of national banks said Tuesday, with the percentage of mortgages that were current and performing at 96.5% at the at […]
Second-quarter performance of first-lien residential mortgage loans at seven national banks with large mortgage-servicing portfolios – comprising 33% of all residential mortgages outstanding in the country – was “largely unchanged” from 2017 to 2018, the […]
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