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What's up
  • [ September 15, 2026 ] Proposed rules on merger transactions, state bank parity on agenda for FDIC Board FDIC
  • [ September 14, 2026 ] Credit unions see delinquencies inch up as loan demand remains high; savings rise too NCUA
  • [ September 11, 2026 ] UPDATED: Proposed guidance focuses on risk management with third parties; statement on community banks ‘core service providers’ issued FDIC
  • [ September 11, 2026 ] Banks can start submitting CRA aggregate data via Fed portal in 2028 Other
  • [ September 11, 2026 ] Interim rule qualifies more banks for 18-month exam schedule FDIC
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Regulation J

The Fed

Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow

April 9, 2026 0

The Federal Reserve Board proposes to permit U.S. banks and credit unions to use intermediaries to transfer funds through the FedNow Service, the board announced. In a release, the Fed said the measure, which would […]

The Fed

Fed extends comment period on FedNow rules to Sept. 9

August 3, 2021 0

The public comment period on a proposed rule adding provisions governing funds transfers handled through the coming new FedNow Service of the Federal Reserve Banks was extended from Aug. 10 to Sept. 9 Tuesday by […]

The Fed

Fed sets Aug. 10 comment deadline on proposed rules for ‘FedNow’

June 11, 2021 0

Public comments on proposed revisions to the Federal Reserve’s Regulation J, governing fund transfers, to incorporate rights and obligations of Federal Reserve Banks and participants of the Fed’s new round-the-clock instant payments service are due […]

The Fed

Regulatory wheels of change begin to turn as Fed gears up for launch of round-the-clock payments service

June 2, 2021 0

A “new and comprehensive” set of rules – but whose concepts are like existing regulations – to govern the Federal Reserve’s new round-the-clock instant payments service was proposed Tuesday by the agency. According to the […]

CFPB

Bureau eases up on late filings by land developers – but reports must still be made ‘within a reasonable time’

April 27, 2020 0

Land developers who are tardy in filing annual reports of activity or certain financial statements won’t face supervisory or enforcement action – provided that the firms are making “good faith efforts to file the reports […]

The Fed

UPDATED: Reg J changes on Federal Reserve Bank check collections, Fedwire effective Jan. 1

November 16, 2018 0

Final rule changes to simplify rules for check collections and have them better conform with requirements of a funds availability rule were approved Thursday by the Federal Reserve Board, the agency announced the same day. […]

The Fed

[UPDATED] Fed wants July 1 implementation of newly proposed check collection rule updates

March 6, 2018 0

The Federal Reserve Board is accepting comments until May 14 on check collection rule updates to better address the evolution of the nation’s check collection system to a virtually all-electronic one. The Fed is proposing […]

Today

  • Proposed rules on merger transactions, state bank parity on agenda for FDIC Board

    September 15, 2026 0
    Merger transactions and state bank parity are the subjects of two proposed rules the board of the federal bank deposit insurance agency will take up when it meets Thursday (Sept. 17) in Washington, D.C. According to the Federal Deposit Insurance [...]
  • Credit unions see delinquencies inch up as loan demand remains high; savings rise too

    September 14, 2026 0
    The loan delinquency rate was up at credit unions at midyear, compared to a year earlier, as credit union assets also grew during the same period, their federal regulator said Monday. In a release, the National Credit Union Administration (NCUA) [...]
  • UPDATED: Proposed guidance focuses on risk management with third parties; statement on community banks ‘core service providers’ issued

    September 11, 2026 0
    Updated for Federal Register notices, comment deadline. Managing risks associated with third-party relationships is the subject of proposed guidance issued Friday by federal banking and credit union regulators. The banking agencies also issued a statement on community banks’ engagement with [...]
  • Banks can start submitting CRA aggregate data via Fed portal in 2028

    September 11, 2026 0
    Banks required or choosing to report Community Reinvestment Act (CRA) aggregate data will be able to use a streamlined process beginning with the 2027 reporting year – meaning for submissions due by March 1, 2028, a regulators’ panel said Friday. [...]
  • Interim rule qualifies more banks for 18-month exam schedule

    September 11, 2026 0
    An extended, 18-month on-site exam cycle will apply to certain banks having assets of less than $6 billion under an interim final rule by the three federal prudential banking regulators. The Federal Reserve Board, Federal Deposit Insurance Corp. (FDIC), and [...]

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