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What's up
  • [ November 25, 2025 ] Banking agencies revise leverage capital requirements for largest banks FDIC
  • [ November 25, 2025 ] Lower community bank leverage ratio proposed; agencies cite more flexibility, ‘optionality’ FDIC
  • [ November 25, 2025 ] FDIC bumps independent audit reporting threshold to $1 billion; more FDIC
  • [ November 25, 2025 ] FDIC releases public sections of informational filings for resolution plans by six large banks FDIC
  • [ November 24, 2025 ] Banks see rising ROA, net income in third quarter – but also expanding delinquencies among several portfolios FDIC
Homerating system

rating system

The Fed

Fed proposes some easing on what qualifies a bank as ‘well-managed’

July 10, 2025 0

A proposed rule that would ease the rating system used to determine what is a “well-managed” large financial institution (LFI), or a “well-managed” depository institution holding company significantly involved in insurance activities, was announced Thursday […]

The Fed

Proposed guidance would complement rating system for $50B and higher financial institutions

January 10, 2018 0

Core principles of effective senior management, board oversight, the management of business lines, and independent risk management and controls for banks and savings institutions with $50 billion or more in assets are outlined in guidance […]

The Fed

For second time, comment periods extended for board of directors, rating systems proposals

November 17, 2017 0

Comment periods on proposals for enhancing the effectiveness of boards of directors, and installing a new ratings system for large financial institutions, have been extended by the Federal Reserve Board to Feb. 15. The comment […]

The Fed

Comment periods extended for board of directors, rating systems proposals

October 9, 2017 0

Extensions to Nov. 30 of comment periods on proposals to enhance effectiveness of boards of directors at banks and new rating system for large firms were announced by the Federal Reserve last week. The comment periods […]

Today

  • Banking agencies revise leverage capital requirements for largest banks

    November 25, 2025 0
    A final rule easing leverage capital requirements for the largest and most systemically important banking organizations was announced Tuesday by federal regulators and is set to take effect April 1, 2026. Institutions are free to adopt the changes as of [...]
  • Lower community bank leverage ratio proposed; agencies cite more flexibility, ‘optionality’

    November 25, 2025 0
    Lowering from 9% to 8% the “community bank” leverage ratio (CBLR) in capital requirements was proposed by all three federal bank regulatory agencies Tuesday, which also proposed a longer period for the banks to achieve compliance with the new level. [...]
  • FDIC bumps independent audit reporting threshold to $1 billion; more

    November 25, 2025 0
    As of Jan. 1, banks with less than $1 billion in consolidated assets will no longer be required to provide federal regulators with annual reports of independent audit findings, according to a final rule announced Tuesday. That threshold is up [...]
  • FDIC releases public sections of informational filings for resolution plans by six large banks

    November 25, 2025 0
    “Informational filings”– which provide details for their rapid and orderly resolution in the event of bankruptcy or other insolvencies – for six large banking companies were published Tuesday by the federal bank deposit insurance agency. The filings were from Zions [...]
  • CFPB consumer advisory panel to hold first 2025 meeting Dec. 10, small dollar products on tap

    November 24, 2025 0
    The federal consumer financial protection agency’s Consumer Advisory Board (CAB) is slated to hold its first open meeting of the year Dec. 10, according to a notice in Monday’s Federal Register. That meeting will include, among other things, discussion of [...]
  • Dana Wade named FDIC deputy to the chairman and chief of staff

    November 24, 2025 0
    The board of the federal bank deposit insurance agency has approved Dana T. Wade to be deputy to the chairman and chief of staff, the agency said in a release Monday. Wade will serve as advisor to Federal Deposit Insurance [...]
  • Citing ‘low level of money laundering,’ agency eases up on requirements for community banks

    November 24, 2025 0
    So-called national “community banks” received some easing of anti-money laundering (AML) requirements under a bulletin issued Monday by their federal regulator. Separately, the Office of the Comptroller of the Currency (OCC) also issued a request for information (RFI) which it [...]
  • Former Wells banker wins reprieve from order resulting from sales practice misconduct case

    November 21, 2025 0
    A former Wells Fargo Bank executive has won a reprieve from a national bank regulator order earlier this year that would barred her from further financial institution service and assessed a multi-million dollar fine, the agency said Thursday. Claudia Russ [...]
  • FDIC Board to take up leverage ratio, loss-absorbing capacity rules Tuesday; BIF ratio, official sign rule delay also slated

    November 21, 2025 0
    Proposed revisions to the community bank leverage ratio and a final rule on the same for the largest banks – in addition to loss-absorbing capacity – are slated for action Tuesday by the Federal Deposit Insurance Corp. (FDIC) Board. The [...]

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