privacy notices – Regulatory Report

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[ May 7, 2026 ] New AI products on market present possible risks, benefits agency advises in latest ‘Risk Perspective’ OCC
[ May 7, 2026 ] Regulator takes control of Jackson, Miss., credit union citing ‘unsafe, unsound practices’ NCUA
[ May 6, 2026 ] In latest ‘deregulation,’ credit union regulator proposes to match banks on prohibition thresholds for management interlocks NCUA
[ May 5, 2026 ] Loan demand remains flat in most cases, as lending standards stay tight, survey finds The Fed
[ May 5, 2026 ] Latest CRA rating list shows banks doing well in complying with anti-redlining rules FDIC

Provision exempting some FIs from annual privacy notices kicks in Sept. 17

August 21, 2018 0

Final revisions providing an exemption from annual privacy notice requirements for financial institutions meeting certain conditions take effect Sept. 17, according to a notice in the Federal Register from the Bureau of Consumer Financial Protection (BCFP, […]

Top 10 measures for financial institution regulation to be considered by FinSvcs Cmte

October 10, 2017 0

While it will be considering nearly two dozen pieces of separate legislation during its markup Wednesday, at least 10 of the measures that the House Financial Services Committee will debate have a direct impact on […]

New AI products on market present possible risks, benefits agency advises in latest ‘Risk Perspective’

May 7, 2026 0

A sound understanding of artificial intelligence (AI) possible risks — and benefits — that can assist with cybersecurity functions are among the top threats and opportunities facing banks, according to a report issued by the national bank regulator Thursday. In [...]
Regulator takes control of Jackson, Miss., credit union citing ‘unsafe, unsound practices’

May 7, 2026 0

“Unsafe and unsound practices” at a $162 million-in-assets Jackson, Miss., credit union led to its conservatorship by the federal regulator, the agency said late Wednesday. Jackson Area Federal Credit Union (FCU) counts 15,500-plus members, the National Credit Union Administration (NCUA) [...]
In latest ‘deregulation,’ credit union regulator proposes to match banks on prohibition thresholds for management interlocks

May 6, 2026 0

The major assets prohibition threshold for credit union management interlocks would be raised to $10 billion – a four-fold increase from the current threshold of $2.5 billion, and matching that of bank regulations – under the latest “deregulation” proposal issued [...]
Loan demand remains flat in most cases, as lending standards stay tight, survey finds

May 5, 2026 0

There was no uptick in demand for most loans, and lending standards remained tight, in the first quarter according to survey results released Monday by the Federal Reserve. The agency said results of its April 2026 Senior Loan Officer Opinion [...]
Latest CRA rating list shows banks doing well in complying with anti-redlining rules

May 5, 2026 0

Eight banks, out of 46 total, earned “outstanding” ratings from the federal bank deposit insurance agency for their compliance with rules implementing anti-redlining laws, the agency said Tuesday. The ratings, the Federal Deposit Insurance Corp. (FDIC) said, were for banks [...]