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What's up
  • [ April 16, 2026 ] Bank agrees to make restitution after allegedly deceiving customers to take ‘cash out’ VA loans OCC
  • [ April 15, 2026 ] Consumer financial strain, rising energy costs due to war, outlined in latest Beige Book The Fed
  • [ April 14, 2026 ] ‘Ask the regulators’ May 5 to focus on proposals to revise capital requirements for smaller banks FDIC
  • [ April 14, 2026 ] FDIC to host trilateral exercise on cross-border resolution planning Saturday FDIC
  • [ April 13, 2026 ] 4 named to senior leadership posts at FDIC FDIC
Homepreemption

preemption

OCC

Comptroller rejects demand by state regulators to jettison rules pre-empting state consumer financial laws

June 9, 2025 0

A demand to jettison regulations that pre-empt state consumer financial laws was denied Monday by the national bank regulator, who told a group of state supervisors that the national rule is compliant with federal law […]

No Picture
CFPB

Interpretive rule aims to underscore states may preempt FCRA with stricter requirements

June 28, 2022 0

States can protect residents through their own fair credit reporting laws by enacting laws that are stricter than the Fair Credit Reporting Act (FCRA), the federal consumer financial protection agency said Tuesday in issuing an […]

OCC

OCC explains its approach to federal preemption under Dodd-Frank

December 22, 2020 0

How the federal agency that charters national banks interprets standards for federal preemption of state law under the 2010 financial consumer protection statute is detailed in a new interpretive letter. The letter, issued Friday by […]

Today

  • Bank agrees to make restitution after allegedly deceiving customers to take ‘cash out’ VA loans

    April 16, 2026 0
    Alleged, illegal inducements to deceive customers to obtain “cash out” loans on their homes have led a Chicago bank to consent to pay restitution for high origination fees and increased monthly payments, the national bank regulator said Thursday. According to [...]
  • Consumer financial strain, rising energy costs due to war, outlined in latest Beige Book

    April 15, 2026 0
    Consumer financial strain, increased price sensitivity, and rising demand at food banks and other social service organizations were reported by “many districts” in the Federal Reserve’s latest Beige Book released Wednesday. The Fed report said price growth mostly remained moderate [...]
  • ‘Ask the regulators’ May 5 to focus on proposals to revise capital requirements for smaller banks

    April 14, 2026 0
    Proposals to revise bank capital requirements will be up for discussion during a “meet the regulators” session set for May 5 by all three federal banking regulators, the agencies said Tuesday. The proposals aim to revise the standardized approach for [...]
  • FDIC to host trilateral exercise on cross-border resolution planning Saturday

    April 14, 2026 0
    A regular coordination exercise on cross-border resolution planning will be hosted by the federal bank deposit insurer on April 18, the agency said Tuesday. The heads of resolution and regulatory authorities, central banks, and finance ministries of the United States, [...]
  • 4 named to senior leadership posts at FDIC

    April 13, 2026 0
    Four individuals were appointed to senior leadership positions by the federal bank deposit insurer, the agency said Monday. The Federal Deposit Insurance Corp. (FDIC) said Benjamin Olson was appointed director of the agency’s Division of Depositor and Consumer Protection (DCP). He [...]

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