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What's up
  • [ October 15, 2026 ] Beige Book finds some economic growth – but consumer growth seems driven by higher-income households The Fed
  • [ October 15, 2026 ] NCUA targets fidelity bond/insurance, incidental powers, CLF in 12th reg relief round NCUA
  • [ October 15, 2026 ] Grant money available to help low-income credit unions deal with hurricane effects, more NCUA
  • [ October 2, 2026 ] Wisconsin bank, holding company consent to enforcement actions for ‘unsafe, unsound’ practices FDIC
  • [ October 1, 2026 ] Agency finally closes down troubled credit union after embezzlement charges; Alabama CU assumes members, savings, some assets NCUA
Homepreemption

preemption

OCC

Comptroller rejects demand by state regulators to jettison rules pre-empting state consumer financial laws

June 9, 2025 0

A demand to jettison regulations that pre-empt state consumer financial laws was denied Monday by the national bank regulator, who told a group of state supervisors that the national rule is compliant with federal law […]

No Picture
CFPB

Interpretive rule aims to underscore states may preempt FCRA with stricter requirements

June 28, 2022 0

States can protect residents through their own fair credit reporting laws by enacting laws that are stricter than the Fair Credit Reporting Act (FCRA), the federal consumer financial protection agency said Tuesday in issuing an […]

OCC

OCC explains its approach to federal preemption under Dodd-Frank

December 22, 2020 0

How the federal agency that charters national banks interprets standards for federal preemption of state law under the 2010 financial consumer protection statute is detailed in a new interpretive letter. The letter, issued Friday by […]

Today

  • Beige Book finds some economic growth – but consumer growth seems driven by higher-income households

    October 15, 2026 0
    Some economic growth – from slight to moderate – was reported in several Federal Reserve Districts over the last month, but some of the data indicates that growth, if any, is coming mostly from high-income households, the agency said in [...]
  • NCUA targets fidelity bond/insurance, incidental powers, CLF in 12th reg relief round

    October 15, 2026 0
    Calling it the agency’s 12th round of regulatory relief, the National Credit Union Administration (NCUA) on Wednesday released proposed changes to its rules on fidelity bond and insurance coverage, incidental powers, and the Central Liquidity Facility (CLF). All three were [...]
  • Grant money available to help low-income credit unions deal with hurricane effects, more

    October 15, 2026 0
    The federal credit union regulator on Tuesday invited low-income credit unions affected by natural disasters such as hurricanes, flooding and other severe weather events to seek grant funds from the agency for recovery. The National Credit Union Administration (NCUA) is [...]
  • Wisconsin bank, holding company consent to enforcement actions for ‘unsafe, unsound’ practices

    October 2, 2026 0
    A Wisconsin bank’s holding company is now under an enforcement order issued Friday by the Federal Reserve for “unsafe and unsound” banking practices – about two months after another federal banking agency issued a similar order for the bank owned [...]

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