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What's up
  • [ January 6, 2026 ] CFPB ends silence; provides ‘tips, reminders’ for 2026 HMDA filings CFPB
  • [ January 6, 2026 ] Fed: Former bank branch manager who took $27k from customer accounts is barred The Fed
  • [ January 5, 2026 ] Nearly half of all banks – 15 – are ‘outstanding’ in latest CRA ratings from OCC OCC
  • [ January 2, 2026 ] Trio of former credit union workers banned; agency claims one caused $720,000 loss over decade NCUA
  • [ January 2, 2026 ] Dearth of banks earning ‘outstanding’ CRA ratings, while two banks score ‘needs improvement’ FDIC
Homepayments study

payments study

The Fed

Fed’s 3-year payments study shows rising average values of noncash payments, driven by ACH

April 21, 2023 0

Average values of consumers’ and businesses’ ACH, check, and card payments increased substantially from 2018 to 2021, according to initial findings of the Federal Reserve’s 2022 triennial payments study, with ACH credited as the single-greatest […]

The Fed

Fed supplemental data from 2019 shows faster decline in check payments, slower decline in value; more

October 29, 2020 0

Detailed noncash payments data from the 2019 Federal Reserve Payments Study (FRPS) shows that the number of check payments from 2015-2018 declined at a faster pace than reported last December but that the decline in […]

The Fed

Fed: Use of card, ACH payments grew faster from 2015-2018 than in previous period

December 19, 2019 0

The latest in the Federal Reserve’s series of triennial studies on payments shows continuing, faster growth in the overall use of “core” noncash payment types – credit and debit cards, automated clearinghouse (ACH) system, and […]

Today

  • CFPB ends silence; provides ‘tips, reminders’ for 2026 HMDA filings

    January 6, 2026 0
    Reminders and tips for 2026 Home Mortgage Disclosure Act (HMDA) filings were issued Tuesday by the federal consumer financial protection agency, which also noted some updates to file locations. The Consumer Financial Protection Bureau (CFPB) noted that an upgrade has [...]
  • Fed: Former bank branch manager who took $27k from customer accounts is barred

    January 6, 2026 0
    A former branch manager of Regions Bank, Birmingham, Ala., who allegedly took money from customer accounts is barred from any future work in federally insured financial institutions under a consent order released Tuesday by the Federal Reserve Board. The Fed, [...]
  • Nearly half of all banks – 15 – are ‘outstanding’ in latest CRA ratings from OCC

    January 5, 2026 0
    Fifteen banks – out of 33 total — were awarded “outstanding” ratings for their compliance with rules implementing anti-redlining laws for evaluations that became public in December, the national bank regulator said Monday. No banks evaluated for their compliance with [...]
  • Trio of former credit union workers banned; agency claims one caused $720,000 loss over decade

    January 2, 2026 0
    Three former credit union workers were banned from further work at financial institutions by the federal regulator Dec. 31, including one who allegedly caused a nearly three-quarters of a million dollars loss over a 10-year period, the agency said. According [...]
  • Dearth of banks earning ‘outstanding’ CRA ratings, while two banks score ‘needs improvement’

    January 2, 2026 0
    While no banks in October earned ratings of “outstanding” for their compliance with anti-redlining rules, two banks earned “needs improvement” in their scores posted Friday by the federal bank deposit insurance agency. The Federal Deposit Insurance Corp. (FDIC) released the [...]

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