pawn lenders – Regulatory Report

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[ December 1, 2025 ] Considering House report on crypto ‘debanking,’ agency vows to keep investigating big banks OCC
[ December 1, 2025 ] No changes for ‘26 assessment rates at OCC, continuing decrease made in fall OCC
[ December 1, 2025 ] Agencies, in effort to streamline call reports, look for sources of ‘reporting burden’ FDIC
[ December 1, 2025 ] 8 banks ‘outstanding,’ 24 ‘satisfactory’ in OCC’s latest CRA ratings list OCC
[ November 28, 2025 ] Four workers from same bank prohibited from future service; three for COVID-era loan program violations FDIC

CFPB seeks injunction, money penalties from pawn lenders over MLA violations

November 12, 2021 0

Allegations of Military Lending Act (MLA) violations by pawn lenders First Cash, Inc., and its wholly owned subsidiary Cash America West, Inc., are at the root of a lawsuit filed Friday by the Consumer Financial […]

No changes for ‘26 assessment rates at OCC, continuing decrease made in fall

December 1, 2025 0

No changes for assessment rates are on tap for 2026 by the national bank regulator, which will continue the reduced rate adopted in September, the agency said Monday. The Office of the Comptroller of the Currency (OCC) said the new [...]
Agencies, in effort to streamline call reports, look for sources of ‘reporting burden’

December 1, 2025 0

Sources of regulatory reporting burden for banks that file call reports are being sought by the federal banking agencies, they said in joint communications Monday, in an effort aimed at streamlining the quarterly reports. “This request for information (RFI) offers [...]
8 banks ‘outstanding,’ 24 ‘satisfactory’ in OCC’s latest CRA ratings list

December 1, 2025 0

Eight banks deemed “outstanding” and 24 “satisfactory” for their performance under the anti-redlining Community Reinvestment Act (CRA) make up the list of institutions whose ratings became public in November, the Office of the Comptroller of the Currency (OCC) said Monday. [...]
Four workers from same bank prohibited from future service; three for COVID-era loan program violations

November 28, 2025 0

Prohibitions were ordered against or agreed to by four workers of Truist Bank in Charlotte, N.C., in October for misappropriating funds related to coronavirus crisis loan programs, and for cashing bogus checks, the federal bank deposit insurance agency said Friday. [...]
2% designated reserve ratio continued for FDIC insurance fund

November 28, 2025 0

A 2% designated reserve ratio (DRR) will continue in 2026 for the Deposit Insurance Fund (DIF for banks, the federal bank deposit insurer said Tuesday. According to a Federal Deposit Insurance Corp. (FDIC) staff memo released for Tuesday’s open board [...]
FDIC official digital sign requirement delayed to 2027 to align with proposal

November 28, 2025 0

Insured depository institutions (IDIs) have an additional 21 months to comply with a rule requiring the display of the Federal Deposit Insurance Corp. (FDIC) official sign on their digital deposit-taking channels, according to an agency Financial Institution Letter (FIL). The [...]