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What's up
  • [ November 28, 2025 ] Four workers from same bank prohibited from future service; three for COVID-era loan program violations FDIC
  • [ November 28, 2025 ] 2% designated reserve ratio continued for FDIC insurance fund FDIC
  • [ November 28, 2025 ] FDIC official digital sign requirement delayed to 2027 to align with proposal FDIC
  • [ November 26, 2025 ] Latest Beige Book reports mixed economic activity, but little changed from last month The Fed
  • [ November 26, 2025 ] OCC sets schedule for CRA exams in first half of ‘26 OCC
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FDIC

Agencies revise definitions under CRA to conform to changes for home mortgage disclosures

November 20, 2017 0

Definitions of “home mortgage loan” and “consumer loan,” as well as the public file content requirements under the Community Reinvestment Act (CRA) have been revised by the federal banking agencies to conform to changes made […]

CFPB

Outgoing consumer bureau director urges financial institutions to consider adopting new technology to protect customers, members

November 20, 2017 0

New technology making it feasible for financial institutions to enable consumers to exert “much greater control” over their credit cards, debit cards, and other payment methods should be considered for speedy adoption by financial institutions […]

CFPB

$1.1 million fine levied against software firm for program that sent wrong information about borrowers

November 20, 2017 0

Software errors that led to auto lenders sending incorrect information about more than 1 million borrowers to credit reporting agencies has resulted in a $1.1 million fine and a demand for a plan from the […]

The Fed

Yellen, in leaving board, sounds note of caution in maintaining economic progress

November 20, 2017 0

Sustaining the progress that the economy has achieved since the financial crisis will require continued monitoring of newly emerging threats to financial and economic stability, and decisive responses, Federal Reserve Board Chairman Janet L. Yellen […]

OCC

Despite ‘reg relief’ optimism, deputy comptroller points to risks facing smaller banks

November 19, 2017 0

While community banks have good reason to be optimistic about future opportunity (especially with the prospects of “regulatory relief” at both the regulatory and legislative levels), there are a number of risks that should be […]

Today

  • Four workers from same bank prohibited from future service; three for COVID-era loan program violations

    November 28, 2025 0
    Prohibitions were ordered against or agreed to by four workers of Truist Bank in Charlotte, N.C., in October for misappropriating funds related to coronavirus crisis loan programs, and for cashing bogus checks, the federal bank deposit insurance agency said Friday. [...]
  • 2% designated reserve ratio continued for FDIC insurance fund

    November 28, 2025 0
    A 2% designated reserve ratio (DRR) will continue in 2026 for the Deposit Insurance Fund (DIF for banks, the federal bank deposit insurer said Tuesday. According to a Federal Deposit Insurance Corp. (FDIC) staff memo released for Tuesday’s open board [...]
  • FDIC official digital sign requirement delayed to 2027 to align with proposal

    November 28, 2025 0
    Insured depository institutions (IDIs) have an additional 21 months to comply with a rule requiring the display of the Federal Deposit Insurance Corp. (FDIC) official sign on their digital deposit-taking channels, according to an agency Financial Institution Letter (FIL). The [...]
  • Latest Beige Book reports mixed economic activity, but little changed from last month

    November 26, 2025 0
    Reports of loan demand across the Federal Reserve’s 12 districts were “mixed,” although some reported an ongoing recovery in the office real estate market, according to the latest Beige Book released Wednesday. The Fed’s semi-monthly summary of commentary on current [...]
  • OCC sets schedule for CRA exams in first half of ‘26

    November 26, 2025 0
    About 130 banks are scheduled to receive their anti-redlining compliance exams in the first and second quarters of next year, the national bank regulator said Wednesday. According to the Office of the Comptroller of the Currency (OCC), the largest groups [...]

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