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What's up
  • [ September 17, 2026 ] Proposals would reform bank merger process, promote parity between national, state banks FDIC
  • [ September 17, 2026 ] OCC bars 2 former bank employees over embezzlement, debiting of customer accounts OCC
  • [ September 15, 2026 ] Proposed rules on merger transactions, state bank parity on agenda for FDIC Board FDIC
  • [ September 14, 2026 ] Credit unions see delinquencies inch up as loan demand remains high; savings rise too NCUA
  • [ September 11, 2026 ] UPDATED: Proposed guidance focuses on risk management with third parties; statement on community banks ‘core service providers’ issued FDIC
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FDIC

Agencies revise definitions under CRA to conform to changes for home mortgage disclosures

November 20, 2017 0

Definitions of “home mortgage loan” and “consumer loan,” as well as the public file content requirements under the Community Reinvestment Act (CRA) have been revised by the federal banking agencies to conform to changes made […]

CFPB

Outgoing consumer bureau director urges financial institutions to consider adopting new technology to protect customers, members

November 20, 2017 0

New technology making it feasible for financial institutions to enable consumers to exert “much greater control” over their credit cards, debit cards, and other payment methods should be considered for speedy adoption by financial institutions […]

CFPB

$1.1 million fine levied against software firm for program that sent wrong information about borrowers

November 20, 2017 0

Software errors that led to auto lenders sending incorrect information about more than 1 million borrowers to credit reporting agencies has resulted in a $1.1 million fine and a demand for a plan from the […]

The Fed

Yellen, in leaving board, sounds note of caution in maintaining economic progress

November 20, 2017 0

Sustaining the progress that the economy has achieved since the financial crisis will require continued monitoring of newly emerging threats to financial and economic stability, and decisive responses, Federal Reserve Board Chairman Janet L. Yellen […]

OCC

Despite ‘reg relief’ optimism, deputy comptroller points to risks facing smaller banks

November 19, 2017 0

While community banks have good reason to be optimistic about future opportunity (especially with the prospects of “regulatory relief” at both the regulatory and legislative levels), there are a number of risks that should be […]

Today

  • Proposals would reform bank merger process, promote parity between national, state banks

    September 17, 2026 0
    Reforming the bank merger process and promoting parity between state banks and national banks are the aims of two proposals issued Thursday by the federal bank deposit insurance agency. The Federal Deposit Insurance Corp. (FDIC) Board issued the proposals for [...]
  • OCC bars 2 former bank employees over embezzlement, debiting of customer accounts

    September 17, 2026 0
    Two former bank employees were barred from any future work in federally insured financial institutions after the national bank regulator determined one embezzled and the other made unauthorized debits from customer accounts. The Office of the Comptroller of the Currency [...]
  • Proposed rules on merger transactions, state bank parity on agenda for FDIC Board

    September 15, 2026 0
    Merger transactions and state bank parity are the subjects of two proposed rules the board of the federal bank deposit insurance agency will take up when it meets Thursday (Sept. 17) in Washington, D.C. According to the Federal Deposit Insurance [...]
  • Credit unions see delinquencies inch up as loan demand remains high; savings rise too

    September 14, 2026 0
    The loan delinquency rate was up at credit unions at midyear, compared to a year earlier, as credit union assets also grew during the same period, their federal regulator said Monday. In a release, the National Credit Union Administration (NCUA) [...]
  • UPDATED: Proposed guidance focuses on risk management with third parties; statement on community banks ‘core service providers’ issued

    September 11, 2026 0
    Updated for Federal Register notices, comment deadline. Managing risks associated with third-party relationships is the subject of proposed guidance issued Friday by federal banking and credit union regulators. The banking agencies also issued a statement on community banks’ engagement with [...]
  • Banks can start submitting CRA aggregate data via Fed portal in 2028

    September 11, 2026 0
    Banks required or choosing to report Community Reinvestment Act (CRA) aggregate data will be able to use a streamlined process beginning with the 2027 reporting year – meaning for submissions due by March 1, 2028, a regulators’ panel said Friday. [...]
  • Interim rule qualifies more banks for 18-month exam schedule

    September 11, 2026 0
    An extended, 18-month on-site exam cycle will apply to certain banks having assets of less than $6 billion under an interim final rule by the three federal prudential banking regulators. The Federal Reserve Board, Federal Deposit Insurance Corp. (FDIC), and [...]

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