mortgage shopping – Regulatory Report

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[ March 13, 2026 ] Proposed capital rules to be considered by FDIC Board at meeting next week FDIC
[ March 10, 2026 ] UPDATED: NCUA targets record retention, catastrophic act reg in latest deregulation round NCUA
[ March 6, 2026 ] Credit union assets close 2025 at $2.43 trillion, loans at $1.72 trillion; net interest margin up NCUA
[ March 5, 2026 ] Tokenized security should receive same capital treatment as non-tokenized form, agencies clarify FDIC
[ March 5, 2026 ] Fed drops 2018 Wells Fargo enforcement order, asserting that bank ‘met all required conditions’ The Fed

‘Encouraged shopping’ builds consumers’ knowledge, confidence with mortgage matters, consumer bureau finds

May 16, 2018 0

A study conducted in 2016 showed that “encouraged shopping” – the additional shopping prompted by encouraging borrowers to shop – increases consumers’ knowledge about and confidence in their ability to deal with mortgage-related issues, the […]

Proposed capital rules to be considered by FDIC Board at meeting next week

March 13, 2026 0

Proposed capital rules are on the agenda for the board of the federal bank deposit insurance agency, with a meeting set for Thursday (March 19), the agency said Friday. The Federal Deposit Insurance Corp. (FDIC) said its board would consider [...]
UPDATED: NCUA targets record retention, catastrophic act reg in latest deregulation round

March 10, 2026 0

Credit unions’ federal regulator is proposing to remove the guidance portions of its regulation on record retention and catastrophic act preparedness, clarify the regulation, and update its definitions, according to a Federal Register notice that provides a May 11 public [...]
Credit union assets close 2025 at $2.43 trillion, loans at $1.72 trillion; net interest margin up

March 6, 2026 0

Federally insured credit unions (FICUs) grew total assets to $2.43 trillion in 2025, up $126 billion, or 5.4%, from calendar 2024, the National Credit Union Administration said in fourth-quarter data released Friday. The data show that FICUs’ net income totaled [...]