LTD ratios – Regulatory Report

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Bulletin seeks to clarify scope of coverage for ‘LTD ratios,’ how they are used

July 25, 2018 0

“Host state loan-to-deposit ratios” issued by federal banking agencies cover banks including community banks that have covered interstate branches — but does not apply to federal savings associations — according to a bulletin issued Wednesday […]

Bulletin lists annual ‘host state loan-to-deposit ratios’ for CRA compliance

September 20, 2017 0

Annual “host state loan-to-deposit ratios” (LTDs) – which help in determining whether banks are meeting Community Reinvestment Act (CRA) requirements — were published in a bulletin by the Office of the Comptroller of the Currency […]