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What's up
  • [ December 17, 2025 ] Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs OCC
  • [ December 16, 2025 ] Latest new bank — this one in Ohio — will focus on virtual currency market, among other things FDIC
  • [ December 16, 2025 ] Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act FDIC
  • [ December 16, 2025 ] DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4% FDIC
  • [ December 16, 2025 ] OCC system risk report emphasizes innovation; economic, cyber risks eyed OCC
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FDIC

Banking agencies spell out guidance about how they will proceed with reg relief law’s changes

July 6, 2018 0

Rules and reporting requirements for company-run stress testing, resolution plans, the Volcker rule, high-volatility commercial real estate exposures, examination cycles, municipal obligations as high-quality liquid assets, and other provisions contained in regulatory relief legislation enacted […]

FDIC

8 bank receiverships terminated, brief opportunity for input on one more in FL

July 6, 2018 0

The federal bank deposit insurer on July 1 terminated its receiverships of eight banks and is taking comments for 30 days on its plan to terminate another. Terminated July 1 by the Federal Deposit Insurance […]

The Fed

Fed provides guidance on new law’s relief for smaller banks from stress test, liquidity rules

July 6, 2018 0

Smaller, less complex banking organizations will no longer be subject to stress testing and liquidity regulations, in concert with regulatory relief legislation enacted in May, the Federal Reserve Board said Friday. In a statement, the […]

FDIC

Otting, McWilliams to give opening remarks for July 25 forum in Washington

July 6, 2018 0

Joseph Otting and Jelena McWilliams are slated to give opening remarks before a forum hosted jointly by their federal bank regulatory and deposit insurance agencies July 25 addressing topics of interest to the mutual bank […]

CFPB

NEXT WEEK: FDIC leaders, past/present, speak; RFI no. 11 comments due; FCRA testimony presented

July 6, 2018 0

The current and immediate past chairmen of the federal bank deposit insurance agency will open and close – respectively – a gathering of community bankers that is sponsored by the agency, one of a handful […]

Seminar
FDIC

Mutual savings association advisory group slates July meeting at OCC

July 6, 2018 0

A 10-member committee made up of federal savings association leaders will discuss “current topics of interest” to the industry during a public meeting July 24 at the Washington, D.C., headquarters of the Office of the Comptroller […]

Today

  • Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs

    December 17, 2025 0
    A bank could tailor its anti-redlining examination based on the needs of the community and the products and services the bank offers to serve those needs under proposed guidance unveiled Wednesday by the national bank regulator. The Office of the [...]
  • Latest new bank — this one in Ohio — will focus on virtual currency market, among other things

    December 16, 2025 0
    A newly chartered bank for Columbus, Ohio — which will focus on financial products for businesses and individuals in the technology, payment systems, investment, and defense industries, including virtual currency market participants — was approved for federal deposit insurance Tuesday, [...]
  • Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act

    December 16, 2025 0
    Banks wishing to issue payment stablecoins would need to follow an application procedure outlined in a proposed rule issued Tuesday by the board of the federal bank deposit insurance agency. The proposal, if finalized, would execute application provisions contained in [...]
  • DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4%

    December 16, 2025 0
    A 16.4% decrease in the budget for 2026 of the federal bank deposit insurance agency is attributable to staffing cuts made at the beginning of the year in line with White House demands, the agency said Tuesday. According to the [...]
  • OCC system risk report emphasizes innovation; economic, cyber risks eyed

    December 16, 2025 0
    The importance of innovation in banking is given “special topic” attention in the national banking regulator’s semiannual risk perspective report, which also provides updates on the industry’s credit, market, cybersecurity and fraud risks. The report, released Tuesday by the Office [...]
  • Mortgage holders staying current on loans, but foreclosures on the rise, report shows

    December 15, 2025 0
    Consumers are holding their own with their mortgages as banks reported 97.4% current and performing at the end of the third quarter – which was the same level a year ago, the Office of the Comptroller of the Currency (OCC) [...]

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