jan3 – Regulatory Report

What's up

[ April 23, 2026 ] Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal FDIC
[ April 23, 2026 ] Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness FDIC
[ April 23, 2026 ] NCUA seeks credit unions’ input on streamlining call report, profile data collection NCUA
[ April 21, 2026 ] Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks NCUA
[ April 21, 2026 ] FDIC deploys relief for banks serving WA areas affected by storms, flooding, more FDIC

Call report changes approved by banking regulators, go live June 30

January 3, 2018 0

Call report changes, including revisions to schedules in response to adjustments in accounting for equity securities, have been finalized by the federal banking agencies, a government regulatory umbrella group said Wednesday. In a release, the […]

Agencies readying tax guidance for 4th quarter call reports

January 3, 2018 0

Guidance on the impact of new tax laws passed by Congress in December will be issued by the federal banking agencies later this month – but the impact of the new laws, where necessary, should […]

Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal

April 23, 2026 0

Community banks will have “greater flexibility to use a simpler measure of capital adequacy and reduce regulatory burden” under a final rule issued Thursday by federal banking regulators. According to the agencies, the rule modifies the so-called community bank leverage [...]
Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness

April 23, 2026 0

Elevated interest rate risk was the top peril for banks in 2025, the federal bank deposit insurance agency said Thursday, but a changing interest rate environment gave the institutions better net interest margins (NIMs), according to the annual risk review [...]
NCUA seeks credit unions’ input on streamlining call report, profile data collection

April 23, 2026 0

Input from credit unions on how to “enhance and streamline” the agency’s data collections – in particular, through the 5300 Call Report, 5310 Corporate Call Report, and Form 4501A Profile – is being sought by the National Credit Union Administration [...]
Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks

April 21, 2026 0

Conversion or merger of a credit union into a bank would be made easier for a credit union board to propose and decide under the latest round of deregulation proposals issued by the federal regulator Tuesday. The National Credit Union [...]
FDIC deploys relief for banks serving WA areas affected by storms, flooding, more

April 21, 2026 0

Measures aimed at helping banking institutions and communities in Washington affected by severe storms, straight-line winds, and other damaging events in December was announced Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said in a [...]
FDIC seeks papers for September research conference

April 20, 2026 0

A call for theoretical and empirical appers on banking issues was issued Monday for the Federal Deposit Insurance Corp. (FDIC) 25th Annual Bank Research Conference, slated Sept. 24-25 in Arlington, Va. The agency said topics for papers may include, but [...]
Banking regulators revise model risk management guidance, rescind previous

April 17, 2026 0

The three federal prudential banking regulators on Friday issued revised model risk management guidance generally applicable to banking organizations with more than $30 billion in total assets. The Federal Deposit Insurance Corp. (FDIC), in a release, said the guidance “does [...]