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What's up
  • [ March 24, 2026 ] Limits on credit union car loan participations eliminated under latest dereg proposal Federal financial regulation
  • [ March 23, 2026 ] Smaller, non-complex credit unions offered latest quarterly version of simplified CECL tool NCUA
  • [ March 20, 2026 ] Fed bars former bank employee over taking customer funds, more; another for faking active duty for leave pay The Fed
  • [ March 19, 2026 ] Agencies release three proposals that will result in lower capital for nation’s banks, claiming ‘framework will be improved’ FDIC
  • [ March 19, 2026 ] Registration open for OCC workshops for community bank directors, senior management OCC
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Federal financial regulation

Figuring a HMDA rate spread? Just choose from among three calculators (depending on ‘final action date’)

January 2, 2018 0

Financial institutions, consumers or others attempting to calculate rate spreads for loans reportable under the Home Mortgage Disclosure Act (HMDA) should use one of three online calculators, depending on when “final action” for the loan […]

OCC

Long-time economic, policy analyst to take reins of key office for national bank regulator

January 2, 2018 0

A veteran regulator and banker will be the next deputy comptroller of the currency for economic and policy analysis, the federal regulator of national banks announced Tuesday. Norman Williams will succeed the retiring Gary Whalen […]

The Fed

Fed wants to clarify which motor vehicle dealers are covered under its Reg M – and which are not

January 2, 2018 0

Clarifications about which motor vehicle dealers are subject to the Federal Reserve’s Regulation M – or which are subject to the federal consumer bureau’s rules under the Consumer Leasing Act (CLA) – are being proposed […]

Today

  • Limits on credit union car loan participations eliminated under latest dereg proposal

    March 24, 2026 0
    No limits on purchase or participation in indirect auto loans serviced by a third party would be imposed on credit unions under a proposal issued by their federal regulator Tuesday. In its so-called “eighth round” of deregulation proposals, the National [...]
  • Smaller, non-complex credit unions offered latest quarterly version of simplified CECL tool

    March 23, 2026 0
    The latest life-of-loan—or Weighted Average Remaining Maturity—factors are included in the March 2026 update of the simplified tool the federal regulator provides to smaller credit unions for estimating the allowance for credit losses on loans and leases, the agency said [...]
  • Fed bars former bank employee over taking customer funds, more; another for faking active duty for leave pay

    March 20, 2026 0
    A former relationship banker at Regions Bank, Birmingham, Ala., is barred from any future service in federally insured financial institutions under a March consent order finding that she withdrew $323,500 from a bank customer’s account for her own benefit. The [...]

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