federal preemption – Regulatory Report

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[ March 13, 2026 ] Proposed capital rules to be considered by FDIC Board at meeting next week FDIC
[ March 10, 2026 ] UPDATED: NCUA targets record retention, catastrophic act reg in latest deregulation round NCUA
[ March 6, 2026 ] Credit union assets close 2025 at $2.43 trillion, loans at $1.72 trillion; net interest margin up NCUA
[ March 5, 2026 ] Tokenized security should receive same capital treatment as non-tokenized form, agencies clarify FDIC
[ March 5, 2026 ] Fed drops 2018 Wells Fargo enforcement order, asserting that bank ‘met all required conditions’ The Fed

Bureau finds TILA does not preempt NY commercial financing law; considers preemption rulings for three other states

December 7, 2022 0

Federal truth in lending statutes do not preempt certain provisions of a New York law governing commercial financing, according to a preliminary opinion issued Wednesday by the federal consumer financial protection agency. The Consumer Financial […]

OCC, addressing proliferation of COVID-19 relief programs, emphasizes federal preemption of state laws for banks

June 17, 2020 0

A bulletin that reminds banks that federal laws and rules governing their activities, including any relief they provide customers affected by the coronavirus (COVID-19) pandemic, generally preempt state laws was issued Wednesday by the Office […]

Proposed capital rules to be considered by FDIC Board at meeting next week

March 13, 2026 0

Proposed capital rules are on the agenda for the board of the federal bank deposit insurance agency, with a meeting set for Thursday (March 19), the agency said Friday. The Federal Deposit Insurance Corp. (FDIC) said its board would consider [...]
UPDATED: NCUA targets record retention, catastrophic act reg in latest deregulation round

March 10, 2026 0

Credit unions’ federal regulator is proposing to remove the guidance portions of its regulation on record retention and catastrophic act preparedness, clarify the regulation, and update its definitions, according to a Federal Register notice that provides a May 11 public [...]
Credit union assets close 2025 at $2.43 trillion, loans at $1.72 trillion; net interest margin up

March 6, 2026 0

Federally insured credit unions (FICUs) grew total assets to $2.43 trillion in 2025, up $126 billion, or 5.4%, from calendar 2024, the National Credit Union Administration said in fourth-quarter data released Friday. The data show that FICUs’ net income totaled [...]