FDIC budget – Regulatory Report

What's up

[ November 13, 2025 ] CFPB proposes to reduce Reg B consumer protections; focus small-biz loan data collection on ‘truly small’ businesses CFPB
[ November 13, 2025 ] Agencies release CRA-required data on 2024 small business, farm, community development lending FDIC
[ November 13, 2025 ] Booklet on SCRA revised noting changes in risk-based supervision, removal of ‘reputation risk’ OCC
[ November 12, 2025 ] CFPB: DOJ office finds bureau may not legally draw funds ‘at this time’ CFPB
[ November 12, 2025 ] Concern over ‘policy uncertainty’ risks grows, with distress over ‘geopolitical’ risks rising sharply, Fed survey shows The Fed

FDIC Board to consider ’24 budget, final rule on signage, advertising of insured status at meeting this week

December 18, 2023 0

The 2024 spending plan for the federal bank deposit insurance agency will be up for consideration when its board meets Wednesday at 2 p.m. ET, the agency said Monday. The Federal Deposit Insurance Corp. (FDIC) […]

FDIC gives green light to ILC final rule, proposing SAR exemptions, 12.9% increase for 2021 budget – and joint security breach notification proposal

December 15, 2020 0

A final rule to address parent companies of industrial loan companies and banks, a proposed rule to amend suspicious activity report (SAR) regulation at banks, and a 2021 agency operating budget of $2.28 billion were […]

CFPB proposes to reduce Reg B consumer protections; focus small-biz loan data collection on ‘truly small’ businesses

November 13, 2025 0

Changes to its Regulation B implementing the Equal Credit Opportunity Act (ECOA), including removal of provisions recognizing “disparate impact” and a narrowing of its small-business loan data collection requirements, are proposed by the Consumer Financial Protection Bureau (CFPB) with public [...]
Agencies release CRA-required data on 2024 small business, farm, community development lending

November 13, 2025 0

Data on small business, small farm, and community development lending during 2024 – required by rules implementing anti-redlining laws – was released Thursday by federal banking agencies. In joint releases, the Federal Reserve, Office of the Comptroller of the Currency [...]
Booklet on SCRA revised noting changes in risk-based supervision, removal of ‘reputation risk’

November 13, 2025 0

The risk-based supervision approach is now incorporated into a booklet used by the national bank regulator to assess compliance with statutes designed to provide protections to active-duty customers in the U.S. armed services, the agency said Thursday. The Office of [...]
CFPB: DOJ office finds bureau may not legally draw funds ‘at this time’

November 12, 2025 0

The consumer bureau charged with consumer financial protection under the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) may not legally request funds “at this time” from the Federal Reserve, the bureau said in a release Tuesday, Veterans Day. [...]
Concern over ‘policy uncertainty’ risks grows, with distress over ‘geopolitical’ risks rising sharply, Fed survey shows

November 12, 2025 0

“Policy uncertainty” has risen as a “salient risk” to the financial system, at least in the eyes of those working in the financial services industry, according to results of a Federal Reserve survey released Nov. 7. The survey was part [...]
FDIC reduces consumer compliance exam, CRA eval frequency for most

November 7, 2025 0

A revised consumer compliance examination manual provides for less-frequent consumer compliance exams for most supervised banks, the Federal Deposit Insurance Corp. (FDIC) said in a Financial Institution Letter (FIL) Friday. The agency said its updated manual also establishes a new [...]