exemption threshold – Regulatory Report

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[ July 13, 2026 ] New reg guidance focuses on risk to FIs of lending to those not authorized to work in U.S. FDIC
[ July 13, 2026 ] Smallest standalone bank in U.S. fails; estimated to cost federal insurance fund $1.2 million FDIC
[ July 13, 2026 ] Tiny Kansas City credit union conserved following finding of ‘unsafe, unsound’ practices NCUA
[ July 10, 2026 ] Regulators encourage banks, credit unions to follow voluntary information sharing under FinCEN guidance FDIC
[ July 9, 2026 ] Exam council updates loan category jargon, changes liquidity and funding pages in performance report Other

Agencies announce new thresholds for Reg Z, Reg M coverage, as well as higher mark for appraisals of higher-priced mortgages

November 13, 2023 0

Consumer credit transactions and consumer leases of $69,500 or less will fall under reporting requirements of Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) in 2024 under new thresholds announced Monday by two […]

Regs Z, M exemption thresholds for consumer credit and lease transactions rise $5,400 in 2023

October 14, 2022 0

Consumer credit and lease transactions involving $66,400 or less are exempt in 2023 from Truth in Lending Act (Regulation Z) and Consumer Leasing Act (Regulation M) requirements, according to releases Thursday by the Consumer Financial […]

New reg guidance focuses on risk to FIs of lending to those not authorized to work in U.S.

July 13, 2026 0

Guidance issued Monday by the federal bank and credit union regulators reminds supervised institutions of their obligations related to credit risk management with regard to borrowers who are not legally authorized to work in the United States. The guidance, issued [...]
Tiny Kansas City credit union conserved following finding of ‘unsafe, unsound’ practices

July 13, 2026 0

A tiny Missouri credit union is now under the control of its federal regulator as the agency works to resolve issues resulting from its unsafe, unsound practices, the agency said late Friday. WeDevelopment Federal Credit Union (FCU) of Kansas City, [...]
Regulators encourage banks, credit unions to follow voluntary information sharing under FinCEN guidance

July 10, 2026 0

Saying it recognizes fraud and other unlawful activity as a “significant and growing concern nationwide for banks and consumers,” the bank deposit insurance agency late Thursday encouraged banks to follow voluntary information sharing issued last month by the Treasury’s financial [...]