exemption threshold – Regulatory Report

What's up

[ February 24, 2026 ] Although net income fell in Q4, banks ended 2025 with four-year high ROA; lending rises FDIC
[ February 24, 2026 ] Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules NCUA
[ February 24, 2026 ] Banks no longer required by FinCEN to ‘give us some SKN’ on suspicious activity reports Other
[ February 18, 2026 ] Fastest-growing bank loan segment? Loans to non-bank financials (at a clip of nearly 22% annually), report finds FDIC
[ February 17, 2026 ] ‘Appeals board’ of material supervisory determinations would be created under OCC proposal OCC

Agencies announce new thresholds for Reg Z, Reg M coverage, as well as higher mark for appraisals of higher-priced mortgages

November 13, 2023 0

Consumer credit transactions and consumer leases of $69,500 or less will fall under reporting requirements of Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing) in 2024 under new thresholds announced Monday by two […]

Regs Z, M exemption thresholds for consumer credit and lease transactions rise $5,400 in 2023

October 14, 2022 0

Consumer credit and lease transactions involving $66,400 or less are exempt in 2023 from Truth in Lending Act (Regulation Z) and Consumer Leasing Act (Regulation M) requirements, according to releases Thursday by the Consumer Financial […]

Although net income fell in Q4, banks ended 2025 with four-year high ROA; lending rises

February 24, 2026 0

Even though banks saw their net income drop in the final quarter of 2025, they did report a four-year high return on assets (ROA) ratio of 1.24%, according to fourth quarter numbers released Tuesday by the federal bank deposit insurance [...]
Proposals would remove financial ed requirement for credit union board members, clarify loan compensation rules

February 24, 2026 0

Six credit union deregulation proposals – including ones dealing with issues related to loan commissions and post-election training for new board members – are included in the sixth round of such offerings by the federal credit union regulator, issued Tuesday. [...]
Banks no longer required by FinCEN to ‘give us some SKN’ on suspicious activity reports

February 24, 2026 0

Banks will no longer have to file suspicious activity reports (SARs) with the term “SKN Passport” in the narrative for transactions involving investors in the Caribbean nation of St. Kitts and Nevis, the Treasury’s financial crimes arm said Tuesday. The [...]