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What's up
  • [ October 16, 2026 ] CU stablecoin activity reporting eyed for Q1 2027 call report; comments due Dec. 8 NCUA
  • [ October 15, 2026 ] Beige Book finds some economic growth – but consumer growth seems driven by higher-income households The Fed
  • [ October 15, 2026 ] NCUA targets fidelity bond/insurance, incidental powers, CLF in 12th reg relief round NCUA
  • [ October 15, 2026 ] Grant money available to help low-income credit unions deal with hurricane effects, more NCUA
  • [ October 2, 2026 ] Wisconsin bank, holding company consent to enforcement actions for ‘unsafe, unsound’ practices FDIC
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deposit insurance fund

FDIC

2% designated reserve ratio continued for FDIC insurance fund

November 28, 2025 0

A 2% designated reserve ratio (DRR) will continue in 2026 for the Deposit Insurance Fund (DIF for banks, the federal bank deposit insurer said Tuesday. According to a Federal Deposit Insurance Corp. (FDIC) staff memo […]

FDIC

FDIC: Rescission of 2024 merger act policy, report on insurance fund restoration slated

May 14, 2025 0

The federal bank deposit insurer’s board plans a vote next Tuesday to rescind its 2024 Bank Merger Act rule policy statement, replacing it with the previous statement, and to hear an update on its Deposit […]

FDIC

FDIC continues 2% target ratio for deposit insurance fund; a return to the minimum 1.35% still seen likely ahead of deadline

October 18, 2024 0

The federal bank deposit insurance fund is still expected to reach its statutory minimum of 1.35% of insured deposits ahead of its statutory deadline of Sept. 30, 2028, agency staff said Thursday. The Federal Deposit […]

FDIC

FDIC: Deposit Insurance Fund on track to reach statutory minimum before deadline

April 25, 2024 0

The federal bank deposit insurer’s Deposit Insurance Fund (DIF) reserve ratio grew from 1.11% June 2023 to 1.15% in December and remains on track to return to its statutory minimum of 1.35% before its statutory […]

FDIC

FDIC keeping insurance fund’s designated reserve ratio at 2% in 2021

November 20, 2020 0

The designated reserve ratio (DRR), or target reserve ratio, for the federal fund that insures deposits in banks in 2021 will remain where it’s been since 2010 – at 2%, the Federal Deposit Insurance Corp. […]

FDIC

FDIC Board meets next Tuesday on restoration plan for Deposit Insurance Fund

September 9, 2020 0

A memorandum and resolution on a Deposit Insurance Fund (DIF) restoration plan will be discussed during an open meeting next Tuesday by the Federal Deposit Insurance Corp. (FDIC) Board, which will be viewable online via […]

FDIC

FDIC: Bank deposits up $1 trillion+ in Q2, net income down 70% year-over-year; average ROA at 0.36%

August 25, 2020 0

Insured banks saw rapid deposit growth during the second quarter and a deep decline in net income, year over year, amid ongoing economic strains related to the coronavirus (COVID-19), the Federal Deposit Insurance Corp. (FDIC) […]

FDIC

GAO: FDIC OIG violated appropriations, purpose statutes during funding lapse

October 8, 2019 0

The inspector general office of the federal bank deposit insurance agency, operating despite its most recent funding lapse and using funds from the deposit insurance fund, violated both the Antideficiency Act and the purpose statute […]

FDIC

FDIC continues 2% reserve ratio target for insurance fund

January 30, 2019 0

The “designated reserve ratio” for the federal bank deposit insurance fund will remain at 2% in 2019, unchanged from last year, according to a notice published Thursday in the Federal Register. The designated reserve ratio […]

FDIC

FDIC plans $750 million in credits to small banks, no more big-bank surcharges

November 28, 2018 0

An estimated $750 million in credits are in store for small, federally insured banks now that the federal bank deposit insurance fund has reached, and exceeded, its statutorily required minimum reserve ratio, the Federal Deposit […]

Today

  • CU stablecoin activity reporting eyed for Q1 2027 call report; comments due Dec. 8

    October 16, 2026 0
    Comments on the agency’s proposed call report revisions, including the addition of a new schedule for credit unions’ involvement in payment stablecoin activities, are due Dec. 8, the National Credit Union Administration (NCUA) reminded in a release Friday. The NCUA [...]
  • Beige Book finds some economic growth – but consumer growth seems driven by higher-income households

    October 15, 2026 0
    Some economic growth – from slight to moderate – was reported in several Federal Reserve Districts over the last month, but some of the data indicates that growth, if any, is coming mostly from high-income households, the agency said in [...]
  • NCUA targets fidelity bond/insurance, incidental powers, CLF in 12th reg relief round

    October 15, 2026 0
    Calling it the agency’s 12th round of regulatory relief, the National Credit Union Administration (NCUA) on Wednesday released proposed changes to its rules on fidelity bond and insurance coverage, incidental powers, and the Central Liquidity Facility (CLF). All three were [...]
  • Grant money available to help low-income credit unions deal with hurricane effects, more

    October 15, 2026 0
    The federal credit union regulator on Tuesday invited low-income credit unions affected by natural disasters such as hurricanes, flooding and other severe weather events to seek grant funds from the agency for recovery. The National Credit Union Administration (NCUA) is [...]
  • Wisconsin bank, holding company consent to enforcement actions for ‘unsafe, unsound’ practices

    October 2, 2026 0
    A Wisconsin bank’s holding company is now under an enforcement order issued Friday by the Federal Reserve for “unsafe and unsound” banking practices – about two months after another federal banking agency issued a similar order for the bank owned [...]

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