credit report fee – Regulatory Report

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[ January 12, 2026 ] CFPB, DOJ team up to allow discrimination of some credit applicants based on their immigration, citizenship status Federal financial regulation
[ January 12, 2026 ] Credit risk ‘remains moderate’ for large, syndicated bank loans, annual report finds FDIC
[ January 9, 2026 ] Treasury takes aim at financial institutions in Minnesota in wake of alleged federal funding fraud Other
[ January 9, 2026 ] Fed designates chairs, deputy chairs of Reserve Banks, renaming less than half to positions The Fed
[ January 9, 2026 ] OCC proposes to “clarify” permissible national trust bank activities OCC

Maximum allowable consumer credit report fee set at $13.50 for 2022 under FCRA

November 29, 2021 0

A 50-cent increase in the maximum allowable fee that a nationwide consumer reporting agency or nationwide specialty consumer reporting agency can charge consumers for their credit reports will raise next year’s fee maximum to $13.50, […]

CFPB, DOJ team up to allow discrimination of some credit applicants based on their immigration, citizenship status

January 12, 2026 0

A credit applicant’s immigration or citizenship status will be considered when determining what rights they have under federal regulations with respect to repayment, the federal consumer financial protection agency said Monday, overturning a policy adopted in 2023. According to the [...]
Credit risk ‘remains moderate’ for large, syndicated bank loans, annual report finds

January 12, 2026 0

Credit risk associated with large, syndicated bank loans remains moderate, which includes a decrease in the percentage of loans that deserve management’s close attention, according to a report issued Monday by federal banking agencies. According to the three agencies, the [...]
FDIC: Audit finds no documentation on cost benefits of student resource center since 1986

January 7, 2026 0

Setting processes and procedures for managing the agency’s Student Resource Center (SRC) and developing SRC performance goals, things that appeared to be lacking since the center’s inception, are among the corrective actions the federal deposit insurer has agreed to make [...]
CFPB adjusts HMDA, TILA asset-size thresholds for 2026

January 7, 2026 0

The asset-size thresholds for institutions subject to Home Mortgage Disclosure Act (HMDA) reporting and Truth in Lending Act (TILA) escrows (for higher-priced mortgage loans) are higher as of Wednesday, according to two Federal Register notices. The Consumer Financial Protection Bureau [...]