consumer survey – Regulatory Report

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[ April 23, 2026 ] Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal FDIC
[ April 23, 2026 ] Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness FDIC
[ April 23, 2026 ] NCUA seeks credit unions’ input on streamlining call report, profile data collection NCUA
[ April 21, 2026 ] Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks NCUA
[ April 21, 2026 ] FDIC deploys relief for banks serving WA areas affected by storms, flooding, more FDIC

‘Trust in banking’ will be focus of new public survey proposed by national bank regulator

June 9, 2023 0

Establishing a “rich set of data points and measurements capturing trends in and drivers of the consumers’ trust in banking” is the goal of a public survey proposed Friday by the regulator of national banks, […]

Fed to launch consumer finance survey in March; results publication expected late next year

February 25, 2022 0

A statistical study of household finances designed to give policymakers “important insight” into the economic condition of a broad cross section of American families gets underway next month, the Federal Reserve said Friday. The Survey […]

Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal

April 23, 2026 0

Community banks will have “greater flexibility to use a simpler measure of capital adequacy and reduce regulatory burden” under a final rule issued Thursday by federal banking regulators. According to the agencies, the rule modifies the so-called community bank leverage [...]
Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness

April 23, 2026 0

Elevated interest rate risk was the top peril for banks in 2025, the federal bank deposit insurance agency said Thursday, but a changing interest rate environment gave the institutions better net interest margins (NIMs), according to the annual risk review [...]
NCUA seeks credit unions’ input on streamlining call report, profile data collection

April 23, 2026 0

Input from credit unions on how to “enhance and streamline” the agency’s data collections – in particular, through the 5300 Call Report, 5310 Corporate Call Report, and Form 4501A Profile – is being sought by the National Credit Union Administration [...]
Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks

April 21, 2026 0

Conversion or merger of a credit union into a bank would be made easier for a credit union board to propose and decide under the latest round of deregulation proposals issued by the federal regulator Tuesday. The National Credit Union [...]
FDIC deploys relief for banks serving WA areas affected by storms, flooding, more

April 21, 2026 0

Measures aimed at helping banking institutions and communities in Washington affected by severe storms, straight-line winds, and other damaging events in December was announced Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said in a [...]
FDIC seeks papers for September research conference

April 20, 2026 0

A call for theoretical and empirical appers on banking issues was issued Monday for the Federal Deposit Insurance Corp. (FDIC) 25th Annual Bank Research Conference, slated Sept. 24-25 in Arlington, Va. The agency said topics for papers may include, but [...]
Banking regulators revise model risk management guidance, rescind previous

April 17, 2026 0

The three federal prudential banking regulators on Friday issued revised model risk management guidance generally applicable to banking organizations with more than $30 billion in total assets. The Federal Deposit Insurance Corp. (FDIC), in a release, said the guidance “does [...]