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What's up
  • [ December 17, 2025 ] Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs OCC
  • [ December 16, 2025 ] Latest new bank — this one in Ohio — will focus on virtual currency market, among other things FDIC
  • [ December 16, 2025 ] Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act FDIC
  • [ December 16, 2025 ] DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4% FDIC
  • [ December 16, 2025 ] OCC system risk report emphasizes innovation; economic, cyber risks eyed OCC
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consumer reporting

CFPB

CFPB contemplates changes, seeks input on larger-market-participant tests

August 11, 2025 0

Changes in the tests for defining larger participants in the auto financing, consumer debt collection, consumer reporting, and international money transfer markets are contemplated in four advance notices of proposed rulemaking (ANPRs) from the Consumer […]

No Picture
CFPB

Consumer reporting firms continue to violate FCRA, latest CFPB ‘highlights’ alleges

November 16, 2022 0

Consumer reporting companies and data furnishers continued to violate the Fair Credit Reporting Act (FCRA) by failing to promptly address and update incorrect information on credit reports, according to a report issued Wednesday by the […]

No Picture
CFPB

Chopra: Bureau considering new rules on consumer use of own financial data; examining tech firms’ consumer reporting

August 10, 2022 0

Consumers’ use of their own financial data and how technology companies’ activities may require consumer reporting are two rules under consideration by the federal consumer financial protection agency, its director indicated Wednesday. Speaking to a […]

CFPB

New bureau compliance bulletin focuses on reporting of rental, eviction information amid soon-expiring protections

July 1, 2021 0

Amid soon-expiring COVID-19 pandemic-related protections for renters, the Consumer Financial Protection Bureau (CFPB) on Thursday issued a compliance bulletin reminding landlords, consumer reporting agencies (CRAs), and others of their obligations to accurately report rental and eviction […]

CFPB

More on consumer reporting under CARES Act provided in bureau FAQs

June 17, 2020 0

In case you were wondering, a statement issued by the consumer financial protection agency more than two months ago that provides some flexibility for those affected by the coronavirus pandemic does not say that furnishers […]

CFPB

Credit, consumer reporting led complaints in 2019, up 23% from previous year; prepaid card gripes spike

April 1, 2020 0

Credit or consumer reporting made up 44% of all complaints received by the federal consumer financial protection agency in 2019 – a 23% increase from the previous year and the largest number of complaints in […]

CFPB

Consumer bureau needs to better communicate its expectations for accuracy, dispute investigations for consumer reporting agencies, GAO finds

July 16, 2019 0

Expectations about reasonable procedures for assuring maximum possible accuracy, and reasonable investigations of consumer disputes, should be communicated to consumer reporting agencies (CRAs) by the federal consumer financial protection agency, the congressional watchdog said in […]

CFPB

GAO outlines needed oversight for consumer reporting agencies, including more penalty authority for FTC, action by CFPB

March 26, 2019 0

Congress should consider giving the Federal Trade Commission (FTC) civil penalty authority to enforce the Gramm-Leach-Bliley Act’s (GLBA) safeguarding provisions for information gathered by consumer reporting agencies (CRAs), the Government Accountability Office (GAO) stated in […]

CFPB

Bureau updates list of consumer reporting companies; new features added

January 31, 2019 0

The latest list of consumer reporting companies was released by the federal consumer financial protection agency Thursday, which includes the three nationwide credit reporting companies as well as other companies that focus on certain market […]

CFPB

Bureau issues 2018 list of consumer reporting agencies; includes 11 categories

January 30, 2018 0

The 2018 roster of consumer reporting agencies, broken down into 11 categories, was published by the Consumer Financial Protection Bureau (CFPB) Tuesday in the agency’s annual listing. The CFPB said the list (current as of […]

Today

  • Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs

    December 17, 2025 0
    A bank could tailor its anti-redlining examination based on the needs of the community and the products and services the bank offers to serve those needs under proposed guidance unveiled Wednesday by the national bank regulator. The Office of the [...]
  • Latest new bank — this one in Ohio — will focus on virtual currency market, among other things

    December 16, 2025 0
    A newly chartered bank for Columbus, Ohio — which will focus on financial products for businesses and individuals in the technology, payment systems, investment, and defense industries, including virtual currency market participants — was approved for federal deposit insurance Tuesday, [...]
  • Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act

    December 16, 2025 0
    Banks wishing to issue payment stablecoins would need to follow an application procedure outlined in a proposed rule issued Tuesday by the board of the federal bank deposit insurance agency. The proposal, if finalized, would execute application provisions contained in [...]
  • DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4%

    December 16, 2025 0
    A 16.4% decrease in the budget for 2026 of the federal bank deposit insurance agency is attributable to staffing cuts made at the beginning of the year in line with White House demands, the agency said Tuesday. According to the [...]
  • OCC system risk report emphasizes innovation; economic, cyber risks eyed

    December 16, 2025 0
    The importance of innovation in banking is given “special topic” attention in the national banking regulator’s semiannual risk perspective report, which also provides updates on the industry’s credit, market, cybersecurity and fraud risks. The report, released Tuesday by the Office [...]
  • Mortgage holders staying current on loans, but foreclosures on the rise, report shows

    December 15, 2025 0
    Consumers are holding their own with their mortgages as banks reported 97.4% current and performing at the end of the third quarter – which was the same level a year ago, the Office of the Comptroller of the Currency (OCC) [...]

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