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What's up
  • [ January 16, 2026 ] ‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes CFPB
  • [ January 16, 2026 ] FDIC Board to consider changes to MSDs at Jan. 22 meeting FDIC
  • [ January 16, 2026 ] NCUA Board meets Jan. 22 for briefings on CLF budget, proposed rule on dependent-care cost reimbursement NCUA
  • [ January 15, 2026 ] Banker prohibited after charges of embezzling more than $800k to allegedly cover foreign exchange bets OCC
  • [ January 15, 2026 ] Former Texas loan officer banned after allegations of mortgage fraud of at least $1.7 million The Fed
Homeconsumer credit reports

consumer credit reports

CFPB

Improvements noted in medical bills included in credit reports – but not so much in the South, bureau asserts

April 29, 2024 0

If you reside in the South you are “most likely” to have medical bills on your credit reports – making you among 15 million Americans who have the invoices on their credit summaries, according to […]

CFPB

Report alleges companies failed to ensure accuracy of credit reports, including not excluding data from ID theft, human trafficking

April 8, 2024 0

Some consumer reporting companies failed to ensure the accuracy of credit reports, including by failing to exclude information resulting from alleged identity theft or human trafficking, the federal consumer financial protection agency charged in a […]

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CFPB

Ceiling rises $1 (to $14.50) on maximum allowable consumer credit report fees for 2023

November 22, 2022 0

The ceiling on allowable charges will rise to $14.50 next year under the Fair Credit Reporting Act (FCRA), the federal consumer financial protection agency said Tuesday. The new rate takes effect Jan. 1. Under the […]

No Picture
CFPB

Firms’ reduction in medical debt reporting will leave nearly half of consumers with such debt still affected, CFPB says

July 27, 2022 0

Consumer credit reporting companies’ changes to medical debt collection reporting, announced in March, will remove some but not all medical debt collections and will leave nearly half of consumers still seeing such collections on their […]

CFPB

Bureau alleges, in new analysis, 3 big credit bureaus failed to fully respond to consumers over credit report errors

January 5, 2022 0

The three big credit bureaus “failed to fully respond to consumers with errors,” a report released Wednesday by the federal consumer financial protection agency charged. The Consumer Financial Protection Bureau (CFPB) said its report, which […]

CFPB

Credit report disputes ‘much more likely’ for Black/Hispanic neighborhood residents, younger consumers

November 2, 2021 0

If you live in a Black or Hispanic neighborhood, or are young with a low credit score, you are “far more likely” to have a dispute appear on your credit report, according to new research […]

CFPB

CFPB report finds consumers kept pace in paying back loans during coronavirus crisis – perhaps due to federal benefits

September 8, 2020 0

Consumers have not fallen significantly behind in making their loan payments during the coronavirus crisis, a report from the federal consumer financial protection agency asserted last week based on credit record data analyzed by the […]

CFPB

Impact of now-complete removal of tax liens, civil judgments from consumer credit reports reviewed in CFPB report

December 10, 2019 0

The removal of tax liens and civil judgments from consumers’ credit reports in recent years did not have a large impact on the relationship between credit scores and consumers’ credit performance, the Consumer Financial Protection […]

Today

  • ‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes

    January 16, 2026 0
    Citing “operational constraints,” the federal consumer financial protection agency Friday said it would discontinue as of Jan. 20 an email service alerting users of changes to Home Mortgage Disclosure Amendment (HMDA) requirements, the agency said. The Consumer Financial Protection Bureau [...]
  • FDIC Board to consider changes to MSDs at Jan. 22 meeting

    January 16, 2026 0
    Changes to guidelines for appeals of material supervisory determinations (MSDs) will be under consideration by the board of the federal bank deposit insurance agency when it meets Jan. 22, the agency said late Thursday. The Federal Deposit Insurance Corp. (FDIC) [...]
  • NCUA Board meets Jan. 22 for briefings on CLF budget, proposed rule on dependent-care cost reimbursement

    January 16, 2026 0
    Briefings on the 2026-27 budget of the agency’s Central Liquidity Facility (CLF) for credit unions and on a proposed rule on reimbursement of dependent-care expenses are the two items slated for the Jan. 22 open meeting of the National Credit [...]
  • Banker prohibited after charges of embezzling more than $800k to allegedly cover foreign exchange bets

    January 15, 2026 0
    A Union City, Calif., banker – alleged to have embezzled more than $800,000 from a Wells Fargo Bank branch over about eight months to cover bets on foreign exchange — has been prohibited from further service in federally insured financial [...]
  • Former Texas loan officer banned after allegations of mortgage fraud of at least $1.7 million

    January 15, 2026 0
    A former loan officer of a mortgage lender owned by a Texas bank holding company is now banned from working in a federally insured financial institution for allegedly originating fraudulent mortgage loans of at least $1.7 million, the Federal Reserve [...]
  • NCUA highlights risk-focused exams, lending, more in 2026 supervisory priorities letter

    January 15, 2026 0
    With a release reiterating the agency’s stance of “no regulation by enforcement,” the federal credit union regulator this week issued its 2026 supervisory priorities, addressing areas such as credit unions’ balance sheet management, rate sensitivity, payments system risks and more. [...]

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