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What's up
  • [ September 11, 2025 ] FDIC seeking comments on proposed AML/CFT burden survey meant for use by all federal bank, CU regulators FDIC
  • [ September 10, 2025 ] Banking agencies slate Oct. 30 outreach meeting on EGRPRA reg review FDIC
  • [ September 9, 2025 ] OCC names two to new positions – one aimed at ‘elevating’ chartering function OCC
  • [ September 9, 2025 ] Disrupting, detecting ‘financially motivated sextortion’ is target of notice Other
  • [ September 8, 2025 ] Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’ OCC
Homecommunity bank leverage ratio

community bank leverage ratio

FDIC

CBLR reverts to 9% Jan. 1; two-quarter grace period allowed for qualifying banks

December 21, 2021 0

Banks that choose to have their capital requirements determined under the voluntary community bank leverage ratio (CBLR) framework will be subject to a 9% CBLR beginning Jan. 1 to continue to qualify for the framework, […]

COVID-19 actions

Rule transitioning CBLR minimum to 9% by 2022 set to publish as final, without revision, in Register Friday

October 8, 2020 0

A final rule temporarily lowering the community bank leverage ratio (CBLR) threshold to 8% through 2020 and transitioning it to 9% by 2022 is slated for publication Friday in the Federal Register. The final rule, […]

COVID-19 actions

Agencies make final series of interim rules on leverage ratio modification, distribution restrictions, CECL mitigation

August 26, 2020 0

Rules that modify the community bank leverage ratio, ease automatic restrictions on dividend and other distributions and allow banks to mitigate the impact for two years of new accounting standards related to credit losses were […]

FDIC

‘Simplified,’ reduced capital framework for banks under $10 billion finalized

October 29, 2019 0

Community banks with less than $10 billion in assets (among other requirements) could qualify for simplified capital requirements under a rule finalized Tuesday by the federal banking regulators. The Federal Deposit Insurance Corp. (FDIC), the […]

FDIC

Proposal to apply CBLR framework to deposit insurance assessments noted in new FDIC letter

February 5, 2019 0

A proposal for comment on application of the community bank leverage ratio (CBLR) framework to the deposit insurance assessment system is explained in a new Financial Institution Letter issued Tuesday to all banks and thrifts […]

Today

  • FDIC seeking comments on proposed AML/CFT burden survey meant for use by all federal bank, CU regulators

    September 11, 2025 0
    The costs to depository institutions of complying with Bank Secrecy Act (BSA) anti-money laundering and countering the financing of terrorism (AML/CFT) requirements are sought in an agency information collection proposed for Office of Management and Budget (OMB) approval, according to [...]
  • Banking agencies slate Oct. 30 outreach meeting on EGRPRA reg review

    September 10, 2025 0
    Those interested in airing their views on federal banking regulators’ work considering what regulations might be deemed “outdated” or otherwise “unnecessary” can do so during an Oct. 30 outreach meeting in Kansas City, Mo., the agencies said. The agencies’ release [...]
  • OCC names two to new positions – one aimed at ‘elevating’ chartering function

    September 9, 2025 0
    A new principal deputy chief counsel and a new top executive for chartering – a move that “elevates” the chartering function – were announced Tuesday by the national bank regulator. The Office of the Comptroller of the Currency (OCC) said [...]
  • Disrupting, detecting ‘financially motivated sextortion’ is target of notice

    September 9, 2025 0
    Helping financial institutions detect and disrupt financially motivated sextortion is the aim of a notice issued Monday by the Treasury’s anti-financial crimes arm. The Financial Crimes Enforcement Network (FinCEN) said the notice “underscores the importance of suspicious activity reporting (SAR) [...]
  • Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’

    September 8, 2025 0
    Eliminating “politicized or unlawful debanking” in the federal banking system is the subject of two bulletins issued Monday by the national bank regulator in an effort, the agency said, to “end the weaponization of the financial system.” That is, if [...]
  • FinCEN revises SW border targeting order, raising threshold for CTR reports

    September 8, 2025 0
    A reissued geographic targeting order (GTO), revised from March, increases the dollar threshold to $1,000 for cash transactions that certain money services businesses (MSB) must report on currency transaction reports (CTRs), Treasury’s financial crimes enforcement arm said Monday. The change [...]

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