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What's up
  • [ May 8, 2025 ] OCC restores previous merger act rules; comments due in 30 days OCC
  • [ May 7, 2025 ] Regulator opens door to banks buying, selling crypto assets held in custody – the latest in rolling back crypto hurdles OCC
  • [ May 6, 2025 ] ‘Buy now, pay later’ rule not a priority for enforcement, CFPB says; rescission to be considered CFPB
  • [ May 5, 2025 ] OCC’s RFI asks about obstacles to community banks going digital OCC
  • [ May 5, 2025 ] FDIC ratings under CRA show 3 banks ‘outstanding’ and 2 ‘needs to improve’ FDIC
HomeCCyB

CCyB

The Fed

Fed keeps big banks’ capital buffer (CCyB) requirement at 0%

December 21, 2020 0

The countercyclical capital buffer (CCyB) that the Federal Reserve uses to increase the resilience of the financial system during times of heightened risk will remain at 0%, the Federal Reserve Board decided Friday. The CCyB […]

The Fed

CCyB ‘well designed’ to handle next economic downturn, Fed governor asserts

February 21, 2020 0

A countercyclical capital buffer (CCyB) is “well designed” to address financial imbalances in the event of another economic downturn (such as the financial crisis beginning in 2007), a member of the Federal Reserve Board said […]

The Fed

Quarles sees ‘real merit’ in switching on 1% capital buffer during normal times to deal with credit cycle

September 27, 2019 0

There is “real merit” to exploring the use of a 1% countercyclical buffer that is in effect in normal times, much like that used in the United Kingdom, the Federal Reserve’s top regulatory supervisor said […]

The Fed

Quarles says stress capital buffer could be ready for 2020 stress tests, nods to U.K. approach on countercyclical buffer

September 5, 2019 0

A final stress capital buffer (SCB) framework – one that may eliminate two provisions of the framework proposed in 2018 in favor of one or two other options under consideration – could be in place […]

The Fed

Quarles sees Fed’s zero CCyB as appropriate, also notes the flexibility of U.K. approach

March 29, 2019 0

Calling the current, zero countercyclical capital buffer (CCyB) set by the Federal Reserve the “current appropriate setting” for the CCyB, the Fed’s top supervision official on Friday also noted with interest the flexibility afforded under […]

The Fed

Fed Board votes to keep countercyclical capital buffer (CCyB) at 0%

March 7, 2019 0

The Federal Reserve Board, with Gov. Lael Brainard casting the lone “no” vote, on Tuesday decided to keep the countercyclical capital buffer (CCyB) applicable to large bank holding companies at the 0% level, the central […]

Today

  • OCC restores previous merger act rules; comments due in 30 days

    May 8, 2025 0
    The national bank regulator is restoring its pre-2024 business combinations rule under the Bank Merger Act (BMA), undoing the rule adopted last September and also rescinding its related policy statement. The changes by the Office of the Comptroller of the [...]
  • Regulator opens door to banks buying, selling crypto assets held in custody – the latest in rolling back crypto hurdles

    May 7, 2025 0
    National banks and federal savings associations may buy and sell crypto assets held in custody, the national bank regulator confirmed Wednesday in an interpretive letter. The Office of the Comptroller of the Currency (OCC) said the banks may transact the [...]
  • ‘Buy now, pay later’ rule not a priority for enforcement, CFPB says; rescission to be considered

    May 6, 2025 0
    Enforcement of last year’s interpretive rule on “buy now, pay later” loans will not be prioritized and could be rescinded in the future, the Consumer Financial Protection Bureau (CFPB), the bureau said Tuesday. As with other rules the bureau has [...]
  • OCC’s RFI asks about obstacles to community banks going digital

    May 5, 2025 0
    Questions about the key challenges and barriers faced by community banks in adopting and implementing digital banking solutions are posed in a request for information (RFI) announced Monday by the national banking regulator. The Office of the Comptroller of the [...]
  • FDIC ratings under CRA show 3 banks ‘outstanding’ and 2 ‘needs to improve’

    May 5, 2025 0
    Of the 64 banks assigned ratings under the federal anti-redlining statute this February, three were rated “outstanding” and 2 were rated “needs to improve,” the federal bank deposit insurer said Monday. The remaining 57 banks were deemed “satisfactory” under the [...]
  • Enforcement of ECOA small-business loan data collection deprioritized at CFPB

    May 1, 2025 0
    Add the agency’s Equal Credit Opportunity Act (ECOA) small-business loan data collection rule to those the Consumer Financial Protection Bureau (CFPB) won’t be going out of its way to enforce. The bureau said Wednesday that in light of a stay [...]
  • Nearly half of 25 banks evaluated in April by OCC earn ‘outstanding’ CRA ratings

    May 1, 2025 0
    About half of banks – out of 25 total – earned “outstanding” ratings for their compliance with anti-redlining regulations during April, the regulator of national banks said Thursday. In its latest monthly release of ratings for compliance with Community Reinvestment [...]
  • Texas commissioner re-elected as chair of state liaison committee to Exam Council

    May 1, 2025 0
    The Texas commissioner of banking will serve as the chair of the state regulator liaison committee for another year to the umbrella group of federal financial institution regulators, the agency announced Thursday. Charles G. Cooper, commissioner of the Texas Department [...]

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