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What's up
  • [ December 12, 2025 ] Stablecoin issuance plays central role in approvals of new, converted national banks OCC
  • [ December 12, 2025 ] Proposal on FDIC Board meeting agenda would set requirements for issuing stablecoins FDIC
  • [ December 12, 2025 ] Briefings (but no action) slated Dec. 18 on 2026-27 NCUA budget, share insurance fund NCUA
  • [ December 12, 2025 ] Nearly all presidents, first VPs of Federal Reserve Banks reappointed for five-year terms The Fed
  • [ December 12, 2025 ] Bank call report to conform with GSIB capital rule changes near OMB approval FDIC
HomeBNPL

BNPL

CFPB

‘Buy now, pay later’ rule not a priority for enforcement, CFPB says; rescission to be considered

May 6, 2025 0

Enforcement of last year’s interpretive rule on “buy now, pay later” loans will not be prioritized and could be rescinded in the future, the Consumer Financial Protection Bureau (CFPB), the bureau said Tuesday. As with […]

CFPB

BNPL interpretive rule kicks in July 30; bureau taking comments until Aug. 1

June 10, 2024 0

An interpretive rule that applies some Regulation Z (Truth in Lending Act) requirements to lenders marketing “buy now, pay later” (BNPL) loans that are accessed through digital user accounts is set to take effect July […]

OCC

BNPL risks addressed in new guidance; expects ‘safe, sound,’ fair access to services

December 6, 2023 0

Risks associated with “buy now, pay later” (BNPL) lending programs are addressed in guidance issued Wednesday by the regulator of national banks. The guidance, according to the Office of the Comptroller of the Currency (OCC), […]

CFPB

Bureau, European Commission open dialog on ‘critical consumer issues,’ including AI, BNPL

July 17, 2023 0

“Critical financial consumer protection issues” will be the focus of joint talks between the federal consumer financial protection agency and its European counterpart, the agencies said Monday. In their joint statement, the Consumer Financial Protection […]

CFPB

New findings link ‘buy now, pay later’ programs to borrowers using other credit products (including high interest loans)

March 2, 2023 0

Borrowers who use “Buy Now, Pay Later” (BNPL) programs are more likely to exhibit measures of financial distress than non-users, and they are also more likely to be active users of high interest products including […]

CFPB

Concerned about ‘buy now, pay later,’ CFPB opens inquiry, as credit reporter adds scrutiny

December 20, 2021 0

Concern about accumulating debt, regulatory arbitrage, data harvesting, and other components associated with “buy now, pay later” (BNPL) plans has led the federal consumer financial protection agency to open an inquiry into the quickly expanding […]

Today

  • Stablecoin issuance plays central role in approvals of new, converted national banks

    December 12, 2025 0
    Stablecoins and their issuance received a big boost Friday when five new national banks – two de novo charters and three conversions from state charters – were conditionally approved by the national bank regulator, all five of them planning to [...]
  • Proposal on FDIC Board meeting agenda would set requirements for issuing stablecoins

    December 12, 2025 0
    Approval requirements for issuing payment stablecoins by banks and their subsidiaries will be a proposal considered Dec. 16 by the board of the federal bank deposit insurance agency, it said Friday. The agenda for the meeting of the Federal Deposit [...]
  • Briefings (but no action) slated Dec. 18 on 2026-27 NCUA budget, share insurance fund

    December 12, 2025 0
    With no mention of board “action,” the agenda for next week’s open meeting of the currently one-member National Credit Union Administration (NCUA) Board lists only two briefings: one on the quarterly share insurance fund report and the other on the [...]
  • Nearly all presidents, first VPs of Federal Reserve Banks reappointed for five-year terms

    December 12, 2025 0
    With only two exceptions, all current 12 Federal Reserve Bank presidents and first vice president were reappointed, the Fed Board announced late Thursday. In a released, the Fed said it voted unanimously is reappoint the bank leaders, following a comprehensive [...]
  • Bank call report to conform with GSIB capital rule changes near OMB approval

    December 12, 2025 0
    A letter alerting banks to call report revisions that are entering their final phase of review by the Office of Management and Budget (OMB) was issued Friday by the Federal Deposit Insurance Corp. (FDIC). The letter focuses on call report [...]
  • Regulators consider revisions to guidance for determining nonbank financial firms

    December 12, 2025 0
    Potential revisions to interpretive guidance regarding nonbank financial company determinations and to the analytic framework for financial stability risk identification, assessment, and response, were presented to the umbrella group of top federal financial institution regulators, the Treasury said late Thursday. [...]
  • Exam Council provides MSA, MD reports through Census Online database

    December 11, 2025 0
    Reports for Metropolitan Statistical Areas (MSAs) that contain multiple Metropolitan Divisions (MDs) can now be produced by the “Census Online” database maintained by the umbrella group for federal financial regulators, the agency said Thursday. The Federal Financial Institutions Examination Council [...]

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