behavioral marketing – Regulatory Report

What's up

[ January 20, 2026 ] Agency conserves tiny Arkansas credit union, sending members to another for services (but no drive-through) NCUA
[ January 16, 2026 ] ‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes CFPB
[ January 16, 2026 ] FDIC Board to consider changes to MSDs at Jan. 22 meeting FDIC
[ January 16, 2026 ] NCUA Board meets Jan. 22 for briefings on CLF budget, proposed rule on dependent-care cost reimbursement NCUA
[ January 15, 2026 ] Banker prohibited after charges of embezzling more than $800k to allegedly cover foreign exchange bets OCC

Bureau rule applying consumer protection requirements to certain digital marketers kicks in Wednesday

August 16, 2022 0

An interpretive rule that applies the definition of “service provider” to digital marketers engaged in behavioral marketing is set to take effect Wednesday, when it is scheduled for publication in the Federal Register. The Consumer […]

Behavioral marketing exposes tech firms to consumer financial protection law violations, rule asserts

August 10, 2022 0

Tech firms that use behavioral targeting in their marketing of individual consumers regarding financial products are liable for violations if they do not comply with federal consumer finance protections, the federal consumer financial protection agency […]

Agency conserves tiny Arkansas credit union, sending members to another for services (but no drive-through)

January 20, 2026 0

Resolving “issues affecting the credit union’s operations” was the stated basis for conservation of a small Arkansas credit union late last week, the federal regulator said, and indicated member services would now be provided by another credit union in the [...]
‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes

January 16, 2026 0

Citing “operational constraints,” the federal consumer financial protection agency Friday said it would discontinue as of Jan. 20 an email service alerting users of changes to Home Mortgage Disclosure Amendment (HMDA) requirements, the agency said. The Consumer Financial Protection Bureau [...]
FDIC Board to consider changes to MSDs at Jan. 22 meeting

January 16, 2026 0

Changes to guidelines for appeals of material supervisory determinations (MSDs) will be under consideration by the board of the federal bank deposit insurance agency when it meets Jan. 22, the agency said late Thursday. The Federal Deposit Insurance Corp. (FDIC) [...]
NCUA Board meets Jan. 22 for briefings on CLF budget, proposed rule on dependent-care cost reimbursement

January 16, 2026 0

Briefings on the 2026-27 budget of the agency’s Central Liquidity Facility (CLF) for credit unions and on a proposed rule on reimbursement of dependent-care expenses are the two items slated for the Jan. 22 open meeting of the National Credit [...]