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  • [ December 5, 2025 ] Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’ FDIC
  • [ December 5, 2025 ] OCC rescinds, replaces 2023 venture loan guidance for banks OCC
  • [ December 5, 2025 ] Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’ The Fed
  • [ December 5, 2025 ] Alleged forgery on approval documents leads to banker’s prohibition The Fed
  • [ December 5, 2025 ] Fed expects modest fees increase in 2026 for check clearing, ACH, instant payments The Fed
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Customer due diligence topic of new FAQ by financial crimes enforcement office

April 4, 2018 0

The Treasury Department’s Financial Crimes Enforcement Network (FinCEN) released a new frequently asked questions (FAQ) document Tuesday addressing financial institutions’ compliance concerns related to customer due diligence (CDD) requirements under the Bank Secrecy Act (BSA). […]

CFPB

11th ‘RFI’ from consumer agency looks at financial education (and how to eliminate, reduce ‘duplicative’ efforts)

April 4, 2018 0

Delivery of consumer financial education through online tools and other means makes up the 11th “request for information” (in a series of 12) issued Wednesday by the Consumer Financial Protection Bureau (CFPB) in the acting director’s […]

OCC

Four banks rated ‘outstanding,’ 20 rated ‘satisfactory’ for CRA compliance, March report shows

April 4, 2018 0

Community Reinvestment Act (CRA) compliance ratings made publicly available in March showed four institutions with ratings of “outstanding” and another 20 with ratings of “satisfactory,” the Office of the Comptroller of the Currency (OCC) said […]

The Fed

Fed governor cites economic uncertainty under stimulus, notes financial system vulnerabilities

April 4, 2018 0

Risks to the financial system remain moderate despite elevated asset valuations, but the recently enacted fiscal stimulus presents uncertainty for the current economy, which is already near full employment and “growing above trend,” Federal Reserve […]

OCC

Banking agency sets April 24 meeting of minority depository institutions advisory group

April 4, 2018 0

A federal banking regulator’s advisory group on minority depository institutions is set to hold a public meeting April 24 to advise the agency on steps to ensure the continued health and viability of minority depository […]

FDIC

Amendments aimed to fix errors, omissions for deposit insurance assessment rules won’t change much – but may lower payments

April 4, 2018 0

Technical amendments to rules about deposit insurance assessments are being made by the federal deposit insurer, which the agency believes will have little or no impact on insurance assessments for insured institutions – except, potentially, […]

Today

  • Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’

    December 5, 2025 0
    Recission of guidance issued 12 years ago on leveraged lending was announced Friday by two federal banking regulators, who called it “overly restrictive” and impeding banks’ “risk management principles that guide their other business decisions,” the agencies said in joint [...]
  • OCC rescinds, replaces 2023 venture loan guidance for banks

    December 5, 2025 0
    The national bank regulator on Friday issued an updated guidance bulletin on “venture loans” to “reflect the OCC’s policy of not discouraging banks from engaging in prudent venture lending activities.” Bulletin 2025-45, “Commercial Lending: Venture Loans to Companies in an Early, [...]
  • Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’

    December 5, 2025 0
    With check use steadily declining, check fraud rising, and digital payment methods growing in availability and use, the Federal Reserve wants the public to weigh in on the future of Reserve Banks’ check services, the agency said late Thursday. That [...]
  • Alleged forgery on approval documents leads to banker’s prohibition

    December 5, 2025 0
    Forged signatures on certain approval documents have led a former worker at a Columbus, Ga., bank to be prohibited from further service at financial institutions, the Federal Reserve said Friday. According to the Fed, Julio A. Gonzalez, a former universal [...]
  • Fed expects modest fees increase in 2026 for check clearing, ACH, instant payments

    December 5, 2025 0
    An estimated 0.9% average price increase for established, mature services such as check clearing, automated clearing house (ACH) transactions and instant payments (among others) will be in effect for 2026, the Federal Reserve said late Thursday. In a release announcing [...]
  • Credit unions see 3Q increases in net worth, ROAA; delinquencies higher

    December 5, 2025 0
    Credit unions posted increases across a wide variety of performance metrics in the third quarter, their federal regulator said Friday, compared to the same period one year earlier. Those included, the National Credit Union Administration (NCUA) said, a net worth [...]
  • FSOC plans meeting with discussions on nonbank determinations – and more

    December 5, 2025 0
    An update on interpretive guidance on nonbank financial company determinations is among the items on the agenda for the multi-federal financial regulators’ meeting set for next week, the Treasury Department said Friday. The meeting of the Financial Stability Oversight Council [...]
  • Pair of former U.S. contractors charged with conspiring to delete databases with federal information

    December 4, 2025 0
    Conspiring to delete databases used to store U.S. government information are the charges faced by two Virginia men who had served as federal contractors, federal banking regulators and prosecutors said Wednesday. According to the Federal Deposit Insurance Corp.’s (FDIC) Office [...]

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