adverse actions – Regulatory Report

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[ April 15, 2026 ] Consumer financial strain, rising energy costs due to war, outlined in latest Beige Book The Fed
[ April 14, 2026 ] ‘Ask the regulators’ May 5 to focus on proposals to revise capital requirements for smaller banks FDIC
[ April 14, 2026 ] FDIC to host trilateral exercise on cross-border resolution planning Saturday FDIC
[ April 13, 2026 ] 4 named to senior leadership posts at FDIC FDIC
[ April 10, 2026 ] FDIC rescinds guidance on multiple re-presentment NSF fees FDIC

October ‘tech sprint’ focuses on innovation in electronically delivering adverse action notices

September 8, 2020 0

A “tech sprint” aimed at developing innovative approaches to electronically delivered adverse action notices will be held Oct. 5-9, the federal consumer financial protection agency announced Sept. 1. According to the Consumer Financial Protection Bureau […]

Consumer financial strain, rising energy costs due to war, outlined in latest Beige Book

April 15, 2026 0

Consumer financial strain, increased price sensitivity, and rising demand at food banks and other social service organizations were reported by “many districts” in the Federal Reserve’s latest Beige Book released Wednesday. The Fed report said price growth mostly remained moderate [...]
‘Ask the regulators’ May 5 to focus on proposals to revise capital requirements for smaller banks

April 14, 2026 0

Proposals to revise bank capital requirements will be up for discussion during a “meet the regulators” session set for May 5 by all three federal banking regulators, the agencies said Tuesday. The proposals aim to revise the standardized approach for [...]
FDIC to host trilateral exercise on cross-border resolution planning Saturday

April 14, 2026 0

A regular coordination exercise on cross-border resolution planning will be hosted by the federal bank deposit insurer on April 18, the agency said Tuesday. The heads of resolution and regulatory authorities, central banks, and finance ministries of the United States, [...]
4 named to senior leadership posts at FDIC

April 13, 2026 0

Four individuals were appointed to senior leadership positions by the federal bank deposit insurer, the agency said Monday. The Federal Deposit Insurance Corp. (FDIC) said Benjamin Olson was appointed director of the agency’s Division of Depositor and Consumer Protection (DCP). He [...]
FDIC rescinds guidance on multiple re-presentment NSF fees

April 10, 2026 0

Calling the guidance “overly broad in scope,” the federal bank deposit insurer on Friday rescinded a 2023 Financial Institution Letter (FIL) describing its supervisory approach to multiple nonsufficient funds (NSF) fees that occur when the same unpaid transaction is re-presented. [...]