23sep08 – Regulatory Report

What's up

[ December 5, 2025 ] Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’ FDIC
[ December 5, 2025 ] OCC rescinds, replaces 2023 venture loan guidance for banks OCC
[ December 5, 2025 ] Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’ The Fed
[ December 5, 2025 ] Alleged forgery on approval documents leads to banker’s prohibition The Fed
[ December 5, 2025 ] Fed expects modest fees increase in 2026 for check clearing, ACH, instant payments The Fed

First Republic Bank had CAMELS composite ‘2’ rating throughout four years leading up to its failure, FDIC reports, with not enough push-back on its reliance on uninsured deposits

September 8, 2023 0

First Republic Bank of San Francisco received a CAMELS rating of “2” from 2018 up until its failure in May 2023, with its component Liquidity rating upgraded to “1” in 2021 despite its reliance on […]

CBDC still under research, Fed top supervisor advises; notes concern with growth of stablecoins

September 8, 2023 0

A central bank digital currency (CBDC) continues to be studied by the Federal Reserve, its top supervisor said Friday – but the official emphasized that the agency has made no decision yet and reiterated that […]

‘Pig butchering’ – scam that preys on virtual currency users – highlighted in agency alert

September 8, 2023 0

‘“Pig butchering,” called a “prominent virtual currency investment scam” by Treasury’s financial crimes enforcement unit, is the target of an alert issued Friday warning of the swindle by the agency. According to the Financial Crimes […]

Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’

December 5, 2025 0

Recission of guidance issued 12 years ago on leveraged lending was announced Friday by two federal banking regulators, who called it “overly restrictive” and impeding banks’ “risk management principles that guide their other business decisions,” the agencies said in joint [...]
OCC rescinds, replaces 2023 venture loan guidance for banks

December 5, 2025 0

The national bank regulator on Friday issued an updated guidance bulletin on “venture loans” to “reflect the OCC’s policy of not discouraging banks from engaging in prudent venture lending activities.” Bulletin 2025-45, “Commercial Lending: Venture Loans to Companies in an Early, [...]
Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’

December 5, 2025 0

With check use steadily declining, check fraud rising, and digital payment methods growing in availability and use, the Federal Reserve wants the public to weigh in on the future of Reserve Banks’ check services, the agency said late Thursday. That [...]
Alleged forgery on approval documents leads to banker’s prohibition

December 5, 2025 0

Forged signatures on certain approval documents have led a former worker at a Columbus, Ga., bank to be prohibited from further service at financial institutions, the Federal Reserve said Friday. According to the Fed, Julio A. Gonzalez, a former universal [...]
Fed expects modest fees increase in 2026 for check clearing, ACH, instant payments

December 5, 2025 0

An estimated 0.9% average price increase for established, mature services such as check clearing, automated clearing house (ACH) transactions and instant payments (among others) will be in effect for 2026, the Federal Reserve said late Thursday. In a release announcing [...]
Credit unions see 3Q increases in net worth, ROAA; delinquencies higher

December 5, 2025 0

Credit unions posted increases across a wide variety of performance metrics in the third quarter, their federal regulator said Friday, compared to the same period one year earlier. Those included, the National Credit Union Administration (NCUA) said, a net worth [...]
FSOC plans meeting with discussions on nonbank determinations – and more

December 5, 2025 0

An update on interpretive guidance on nonbank financial company determinations is among the items on the agenda for the multi-federal financial regulators’ meeting set for next week, the Treasury Department said Friday. The meeting of the Financial Stability Oversight Council [...]
Pair of former U.S. contractors charged with conspiring to delete databases with federal information

December 4, 2025 0

Conspiring to delete databases used to store U.S. government information are the charges faced by two Virginia men who had served as federal contractors, federal banking regulators and prosecutors said Wednesday. According to the Federal Deposit Insurance Corp.’s (FDIC) Office [...]

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