23oct02 – Regulatory Report

What's up

[ October 22, 2026 ] OCC finalizes rule for crypto under GENIUS Act; more to come on waiver requests OCC
[ October 16, 2026 ] CU stablecoin activity reporting eyed for Q1 2027 call report; comments due Dec. 8 NCUA
[ October 15, 2026 ] Beige Book finds some economic growth – but consumer growth seems driven by higher-income households The Fed
[ October 15, 2026 ] NCUA targets fidelity bond/insurance, incidental powers, CLF in 12th reg relief round NCUA
[ October 15, 2026 ] Grant money available to help low-income credit unions deal with hurricane effects, more NCUA

Revised credit union loan participation rule takes effect Oct. 30

October 2, 2023 0

A final rule that updates and clarifies federal rules on credit union loan participations, shifting the regulatory framework from a prescriptive structure to a principles-based system, is slated to take effect Oct. 30, according to […]

Call report instructions to banks include reminder not to underestimate uninsured deposits; reports due Oct. 30

October 2, 2023 0

Instructions to help banks prepare their call reports for Sept. 30, including a reminder not to reduce the estimated amount of uninsured deposits to the extent they are collateralized by pledged assets, were sent to […]