23july18 – Regulatory Report

What's up

[ January 22, 2026 ] NCUA proposes allowing FCUs to reimburse volunteer officials for dependent care costs NCUA
[ January 22, 2026 ] Credit union regulator notes 12% decrease in liquidity facility budget for 2026 NCUA
[ January 22, 2026 ] Ford, GM Utah-chartered industrial banks receive conditional deposit insurance coverage FDIC
[ January 22, 2026 ] FDIC Board gives final OK to new supervisory appeals office, including banker on review panels; greenlights digital sign rule FDIC
[ January 20, 2026 ] Agency conserves tiny Arkansas credit union, sending members to another for services (but no drive-through) NCUA

Regulator, insurers have ‘duty to ensure’ credit union resilience to climate change, NCUA leader asserts

July 18, 2023 0

Regulators and insurers of credit unions and other federal financial institutions “have a duty to ensure” the institutions they oversee remain resilient against financial risks due to climate-related events, among all material risks, the leader […]

Final CRA rules still in development, Fed vice chair tells group; no release date offered

July 18, 2023 0

No release date for final rules reforming Community Reinvestment Act (CRA) compliance were announced in a speech Tuesday by the Federal Reserve’s top supervisor, who nevertheless did indicate the federal banking agencies are working hard […]

NCUA proposes allowing FCUs to reimburse volunteer officials for dependent care costs

January 22, 2026 0

A proposal that would permit reimbursement or direct payment to federal credit union volunteer officials for dependent care was discussed Thursday during an open meeting of the National Credit Union Administration Board, which currently includes only Chairman Kyle Hauptman. The [...]
Credit union regulator notes 12% decrease in liquidity facility budget for 2026

January 22, 2026 0

The federal liquidity facility for credit unions will have a budget of about $2.032 million in 2026 and $2.093 million in 2027, according to information released Thursday for the federal credit union regulator’s open board meeting. The 2026 budget for [...]
Ford, GM Utah-chartered industrial banks receive conditional deposit insurance coverage

January 22, 2026 0

Two banks for auto manufacturers Ford and General Motors were both granted deposit insurance, on a conditional basis, by the federal bank deposit insurance agency Thursday; the banks have one year to be established, the agency said. The banks — [...]
FDIC Board gives final OK to new supervisory appeals office, including banker on review panels; greenlights digital sign rule

January 22, 2026 0

A new supervisory appeals office – which will include a banker on its review panels — will be the final level of review of “material supervisory determinations,” independent of divisions that make supervisory determinations, the board of the federal deposit [...]
Agency conserves tiny Arkansas credit union, sending members to another for services (but no drive-through)

January 20, 2026 0

Resolving “issues affecting the credit union’s operations” was the stated basis for conservation of a small Arkansas credit union late last week, the federal regulator said, and indicated member services would now be provided by another credit union in the [...]
‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes

January 16, 2026 0

Citing “operational constraints,” the federal consumer financial protection agency Friday said it would discontinue as of Jan. 20 an email service alerting users of changes to Home Mortgage Disclosure Amendment (HMDA) requirements, the agency said. The Consumer Financial Protection Bureau [...]
FDIC Board to consider changes to MSDs at Jan. 22 meeting

January 16, 2026 0

Changes to guidelines for appeals of material supervisory determinations (MSDs) will be under consideration by the board of the federal bank deposit insurance agency when it meets Jan. 22, the agency said late Thursday. The Federal Deposit Insurance Corp. (FDIC) [...]
NCUA Board meets Jan. 22 for briefings on CLF budget, proposed rule on dependent-care cost reimbursement

January 16, 2026 0

Briefings on the 2026-27 budget of the agency’s Central Liquidity Facility (CLF) for credit unions and on a proposed rule on reimbursement of dependent-care expenses are the two items slated for the Jan. 22 open meeting of the National Credit [...]