23feb23 – Regulatory Report

What's up

[ May 27, 2026 ] Lending rises at nation’s bank in first quarter, although delinquencies rise for CRE, consumer loans FDIC
[ May 26, 2026 ] NCUA OIG finds weaknesses in agency ERM oversight NCUA
[ May 22, 2026 ] Proposal would subject stablecoin issuers supervised by FDIC to money laundering regs, others FDIC
[ May 21, 2026 ] Exec order: Treasury, FI regulators to eye BSA/AML, other rule changes to address ‘non-work authorized’ individuals CFPB
[ May 21, 2026 ] UPDATED: Fed moves forward on ‘payment account’ by issuing proposal; aims at ‘supporting innovation’ The Fed

Prohibited title loans, some at 3x interest rate cap, earn $10 million fine for Ga. firm

February 23, 2023 0

Extending prohibited title loans to military families, and charging nearly three times over the 36% annual interest rate cap for some of those, has earned a Savannah, Ga., firm a $10 million penalty, and another […]

Statement raises red flags over ‘liquidity risks’ of deposits from crypto-related firms

February 23, 2023 0

The “potential heightened liquidity risks” presented by certain sources of funding from crypto-asset-related entities is highlighted in a joint statement issued Thursday by federal banking agencies. “When a banking organization’s deposit funding base is concentrated […]

Lending rises at nation’s bank in first quarter, although delinquencies rise for CRE, consumer loans

May 27, 2026 0

Lending was up at the nation’s banks in the first quarter of the year, seeing a 1.6% increase from the last quarter of 2025 for an annual rise of 7.1%, the federal bank deposit insurance agency said Wednesday. However, the [...]
NCUA OIG finds weaknesses in agency ERM oversight

May 26, 2026 0

An inspector general report on the federal credit union regulator’s enterprise risk management (ERM) found that the group of senior staff responsible for primary oversight of ERM “did not consistently establish, update, or use risk profiles to address” it. The [...]