23apr13 – Regulatory Report

What's up

[ June 9, 2026 ] Credit unions see growth in lending, but delinquency rates inch up, first quarter numbers show NCUA
[ June 9, 2026 ] FDIC: 4 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA FDIC
[ June 8, 2026 ] Credit union regulator gives green light to rules on non-interest/fee charges, board member reimbursement NCUA
[ June 5, 2026 ] Credit unions, banks urged by regulators to help identify, report illegal aliens FDIC
[ June 3, 2026 ] Middle-income consumers ‘squeezing life from every dollar,’ Fed report finds; loan delinquencies on rise The Fed

FFIEC publishes 2023 HMDA guide, ‘Getting It Right!’

April 13, 2023 0

A guide from federal regulators for financial institutions’ Home Mortgage Disclosure Act (HMDA) that will be required to report 2023 home mortgage data in 2024 is available now online. “A Guide to HMDA Reporting: Getting […]

Banks in areas of CA, TN eligible for reg relief after torrential rains, tornadoes, mudslides, winds and more

April 13, 2023 0

Banks in areas of California and Tennessee affected by storm damage, flooding, tornadoes, mudslides and wind (among other things) are eligible for regulatory relief from the federal bank deposit insurance agency, it announced Thursday. According […]

Credit unions see growth in lending, but delinquency rates inch up, first quarter numbers show

June 9, 2026 0

Credit unions saw their loans outstanding rise by 4.6% (to $1.73 trillion) at the end of the first quarter of this year over the same point a year ago – but also saw the ratio of total loans to savings [...]
FDIC: 4 banks ‘outstanding,’ 1 ‘needs to improve’ under CRA

June 9, 2026 0

Evaluating ratings under the anti-redlining Community Reinvestment Act (CRA) that were assigned in March by the federal bank deposit insurer included four “outstanding” ratings and one “needs to improve.” The remaining 40 banks receiving ratings were deemed “satisfactory,” the information [...]
Credit union regulator gives green light to rules on non-interest/fee charges, board member reimbursement

June 8, 2026 0

Interim final rules on non-interest charges and fees, and dependent care and board member reimbursement, were adopted early Monday by the one-man board overseeing the federal credit union regulator, the agency said. In a release, the National Credit Union Administration [...]
Credit unions, banks urged by regulators to help identify, report illegal aliens

June 5, 2026 0

An advisory issued jointly Friday by bank and credit union prudential regulators with Treasury’s financial crimes enforcement arm encourages the institutions to aid in the detection and reporting of illegal aliens. The agencies – Treasury’s Financial Crimes Enforcement Network (FinCEN), [...]