23apr13 – Regulatory Report

What's up

[ September 14, 2026 ] Credit unions see delinquencies inch up as loan demand remains high; savings rise too NCUA
[ September 11, 2026 ] Proposed guidance focuses on risk management with third parties; statement on community banks ‘core service providers’ issued FDIC
[ September 11, 2026 ] Banks can start submitting CRA aggregate data via Fed portal in 2028 Other
[ September 11, 2026 ] Interim rule qualifies more banks for 18-month exam schedule FDIC
[ September 8, 2026 ] Cannabis businesses still having trouble obtaining banking services, report finds Other

FFIEC publishes 2023 HMDA guide, ‘Getting It Right!’

April 13, 2023 0

A guide from federal regulators for financial institutions’ Home Mortgage Disclosure Act (HMDA) that will be required to report 2023 home mortgage data in 2024 is available now online. “A Guide to HMDA Reporting: Getting […]

Banks in areas of CA, TN eligible for reg relief after torrential rains, tornadoes, mudslides, winds and more

April 13, 2023 0

Banks in areas of California and Tennessee affected by storm damage, flooding, tornadoes, mudslides and wind (among other things) are eligible for regulatory relief from the federal bank deposit insurance agency, it announced Thursday. According […]

Credit unions see delinquencies inch up as loan demand remains high; savings rise too

September 14, 2026 0

The loan delinquency rate was up at credit unions at midyear, compared to a year earlier, as credit union assets also grew during the same period, their federal regulator said Monday. In a release, the National Credit Union Administration (NCUA) [...]
Proposed guidance focuses on risk management with third parties; statement on community banks ‘core service providers’ issued

September 11, 2026 0

Managing risks associated with third-party relationships is the subject of proposed guidance issued Friday by federal banking and credit union regulators. The banking agencies also issued a statement on community banks’ engagement with core service providers. According to the agencies [...]
Banks can start submitting CRA aggregate data via Fed portal in 2028

September 11, 2026 0

Banks required or choosing to report Community Reinvestment Act (CRA) aggregate data will be able to use a streamlined process beginning with the 2027 reporting year – meaning for submissions due by March 1, 2028, a regulators’ panel said Friday. [...]
Interim rule qualifies more banks for 18-month exam schedule

September 11, 2026 0

An extended, 18-month on-site exam cycle will apply to certain banks having assets of less than $6 billion under an interim final rule by the three federal prudential banking regulators. The Federal Reserve Board, Federal Deposit Insurance Corp. (FDIC), and [...]