22oct19 – Regulatory Report

What's up

[ October 21, 2025 ] With burgeoning volume, Fed considering new ‘payment accounts’ offering some, not all, benefits of agency services The Fed
[ October 20, 2025 ] Public hearing on NCUA budget set for Nov. 6; comment period extended NCUA
[ October 20, 2025 ] UPDATED: Credit union regulator joins bank brethren in aiming to codify elimination of ‘reputation risk’ NCUA
[ October 17, 2025 ] New national bank, based in Ohio and expected to focus on ‘digital asset activities,’ earns charter OCC
[ October 17, 2025 ] New non-discrimination posters in Spanish include phrase on Trump order about English as ‘official language’ OCC

Several Fed districts point to slowing loan growth, according to anecdotal Beige Book info

October 19, 2022 0

The “modest” national economic activity cited in the Federal Reserve’s latest Beige Book – a report compiling anecdotal information collected on or before Oct. 7 from contacts outside the Federal Reserve System – included declining […]

CFPB consumer, community bank, credit union advisory panels set to meet in two weeks

October 19, 2022 0

The three advisory committees that give consumer, community bank, and credit union perspectives to the Consumer Financial Protection Bureau (CFPB) on its actions under federal consumer financial laws are set to hold online public meetings […]

With burgeoning volume, Fed considering new ‘payment accounts’ offering some, not all, benefits of agency services

October 21, 2025 0

New “payment accounts” – referred to by a key sponsor as “skinny master accounts” – are under consideration by the Federal Reserve to deal with the anticipated influx of digital assets and other pressures on the payment systems, a Fed [...]
Public hearing on NCUA budget set for Nov. 6; comment period extended

October 20, 2025 0

A public hearing on the proposed 2026-2027 budget of the National Credit Union Administration (NCUA) is slated for 1 p.m. eastern Nov. 6. The deadline for comments from the public has also been extended from Oct. 24 to Nov. 7, [...]
UPDATED: Credit union regulator joins bank brethren in aiming to codify elimination of ‘reputation risk’

October 20, 2025 0

Updated for published Federal Register notice and comment deadline. Codifying the elimination of reputation risk from the supervisory program of the federal credit union regulator is the aim of a notice of proposed rulemaking unveiled Monday by the agency. The [...]
New national bank, based in Ohio and expected to focus on ‘digital asset activities,’ earns charter

October 17, 2025 0

A new bank, focusing on digital assets, will soon appear in Columbus, Ohio, following the conditional approval of a “de novo” national bank charter, the national bank regulator said Thursday. Erebor Bank was granted the conditional approval of a national [...]
New non-discrimination posters in Spanish include phrase on Trump order about English as ‘official language’

October 17, 2025 0

With no hint of irony, new posters in Spanish aimed at promoting non-discrimination in housing lending will now include the phrase “Como se describe en la Orden Ejecutiva 14224, el inglés es el idioma oficial de los Estados Unidos,” which [...]