22mar18 – Regulatory Report

What's up

[ November 13, 2025 ] CFPB proposes to reduce Reg B consumer protections; focus small-biz loan data collection on ‘truly small’ businesses CFPB
[ November 13, 2025 ] Agencies release CRA-required data on 2024 small business, farm, community development lending FDIC
[ November 13, 2025 ] Booklet on SCRA revised noting changes in risk-based supervision, removal of ‘reputation risk’ OCC
[ November 12, 2025 ] CFPB: DOJ office finds bureau may not legally draw funds ‘at this time’ CFPB
[ November 12, 2025 ] Concern over ‘policy uncertainty’ risks grows, with distress over ‘geopolitical’ risks rising sharply, Fed survey shows The Fed

Letter offers clarity on impact of credit union ‘service facility’ final rule

March 18, 2022 0

Ownership requirements related to shared locations are the only change made for multiple-common-bond federal credit unions adding groups or underserved areas under a new rule that took effect late last year, the institutions’ federal regulator […]

USAA FSB hit with $140 million in penalties over ‘willful’ BSA violations

March 17, 2022 0

A combined $140 million in civil money penalties was imposed against USAA Federal Savings Bank (FSB) in consent orders Thursday that cited the bank for Bank Secrecy Act/anti-money laundering (BSA/AML) violations, among them the failure […]

CFPB proposes to reduce Reg B consumer protections; focus small-biz loan data collection on ‘truly small’ businesses

November 13, 2025 0

Changes to its Regulation B implementing the Equal Credit Opportunity Act (ECOA), including removal of provisions recognizing “disparate impact” and a narrowing of its small-business loan data collection requirements, are proposed by the Consumer Financial Protection Bureau (CFPB) with public [...]
Agencies release CRA-required data on 2024 small business, farm, community development lending

November 13, 2025 0

Data on small business, small farm, and community development lending during 2024 – required by rules implementing anti-redlining laws – was released Thursday by federal banking agencies. In joint releases, the Federal Reserve, Office of the Comptroller of the Currency [...]
Booklet on SCRA revised noting changes in risk-based supervision, removal of ‘reputation risk’

November 13, 2025 0

The risk-based supervision approach is now incorporated into a booklet used by the national bank regulator to assess compliance with statutes designed to provide protections to active-duty customers in the U.S. armed services, the agency said Thursday. The Office of [...]