22jun03 – Regulatory Report

What's up

[ November 7, 2025 ] FDIC reduces consumer compliance exam, CRA eval frequency for most FDIC
[ November 6, 2025 ] Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed The Fed
[ November 6, 2025 ] Two banks in KS, MT consent to small fines for violations of flood insurance rules The Fed
[ November 6, 2025 ] FDIC offers banking reg relief to help storm-hit areas in AK, MN FDIC
[ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed

No Picture

No-action letter process contemplated by Treasury’s financial crimes enforcement unit

June 3, 2022 0

Public comments are sought by Aug. 5 on questions about a possible no-action letter process related to financial institutions’ compliance with anti-money laundering/countering the finance of terrorism (AML/CFT) requirements, according to a release Friday by […]

No Picture

Two banks earn ‘needs to improve’ CRA ratings; six earn ‘outstanding’ marks

June 3, 2022 0

Two banks earned ratings of “needs to improve” with regulations implementing anti-redlining laws, the federal insurer of bank deposits said Friday – but six banks earned ratings of “outstanding” compliance. In Community Reinvestment Act (CRA) […]

No Picture

How to protect public from risks of crypto assets is key question for regulators, Fed governor asserts

June 3, 2022 0

The main issue in crypto-asset regulation is how to protect the public at large – not the sophisticated crypto-investors, a member of the Federal Reserve Board said Friday. Speaking at the SNB-CIF Conference on Cryptoassets […]

FDIC reduces consumer compliance exam, CRA eval frequency for most

November 7, 2025 0

A revised consumer compliance examination manual provides for less-frequent consumer compliance exams for most supervised banks, the Federal Deposit Insurance Corp. (FDIC) said in a Financial Institution Letter (FIL) Friday. The agency said its updated manual also establishes a new [...]
Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed

November 6, 2025 0

Finalized changes to the supervisory rating framework for large bank holding companies were released by the Federal Reserve late Wednesday, which were proposed by a divided agency board. The Fed said the revised rating framework “more accurately reflect the strength [...]
Two banks in KS, MT consent to small fines for violations of flood insurance rules

November 6, 2025 0

Relatively small fines were assessed to two small banks in Montana and Kansas, the Federal Reserve said Thursday, for penalties related to violations of flood insurance regulations. The Fed said that The Halstead Bank of Halstead, Kansas, and Belt Valley [...]
FDIC offers banking reg relief to help storm-hit areas in AK, MN

November 6, 2025 0

Eased regulatory requirements for banks serving areas hit by storms last month in Alaska and this June in Minnesota were announced Thursday by the Federal Deposit Insurance Corp. (FDIC). In two Financial Institution Letters (FILs), the FDIC pointed to the [...]
Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

November 3, 2025 0

Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

November 3, 2025 0

Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
Agency reminds of grant availability for low-income credit unions

November 3, 2025 0

Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]

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